Get up to S$240 cash when you apply for an eligible UOB savings account online, deposit new funds, pay your bills, credit your salary and dividends with UOB. Or, receive a free Harman Kardon Citation One MK3 speaker and up to S$160 cash every Flash Deal Friday from 4–25 October 2024! Find out how.

Skip to the good part with One Account

With just 2 simple steps, you can now earn up to S$6,000 in interest a year for deposits of up to S$150,000.
Maximise your savings in just two steps

Maximise your savings in just two steps

Get up to 6% p.a. interest when you spend min. S$500 on an eligible UOB Card and credit your salary of min. S$1,600 or make 3 GIRO payments monthly.

We make it so easy

We make it so easy

Whether you choose to make 3 GIRO payments or credit your salary, you still earn bonus interest! We keep it flexible so that you can achieve your goals easily.

Don’t miss out on interest

Don’t miss out on interest

Track your progress towards earning bonus interest monthly with the UOB TMRW app.

Greater perks

Greater perks

Your UOB One Account comes with a UOB One Debit Card which you can use to get up to 3% cashback on dining, online shopping, groceries, transport, and more.

Get more savings out of your travels

Get more savings out of your travels

Add FX+ to your One Account to get more savings out of your travels!

Convert 11 popular currencies with no conversion fee.

Till 31 December 2024, enjoy 3.25% cashback on all other foreign currency spend, with no cashback cap. Plus, S$5 cashback on overseas ATM withdrawals.

Managing your expenses is easier than ever with UOB Insights

Managing your expenses is easier than ever with UOB Insights

Monitor your inflows and outflows easily to keep track of your expenses and payments

No more missed payments or important transfers with friendly reminders and alerts.

W.e.f. 1 October 2024, transactions with the transaction description “AMAZE*” and/or Merchant Category Codes 5965 Direct marketing –Combination Catalog and Retail Merchants, 5993 Cigar Stores and Stands, 8699 Membership Organizations (Not Elsewhere Classified) and 8999 Professional Services (Not Elsewhere Classified) will be excluded from the awarding of bonus interest. Click here for details.

Two simple steps to earn up to S$6,000 in interest a year

Here’s how you can maximise the interest earned on your savings

Spend min. S$500 monthly on an eligible UOB credit/debit card

+

a) Credit min. salary of S$1,600 monthly into your UOB One Account

or

b) Make 3 GIRO debit transactions per month

One Account calculator

Total Card Spend
a) Salary Credit Amount
OR
b) No. of GIRO transactions
Account Balance
By saving more, you can enjoy up to 6% p.a. interest
You will earn an annual interest of S$6,000.00 and annual cash rebate of S$200, which adds up to a total of
S$
86,828080
Enjoy up to 10% cashback on your daily spend at McDonald’s, DFI Retail Group, Grab, Shopee Singapore, SimplyGo (bus and train rides), UOB Travel spend and 4.33% cashback on Singapore Power utilities bill! Plus, up to 3.33% cashback on all retail spend! Enter your monthly spend below to find out how much cashback you can earn!
SimplyGo McDonald's
Up to 10% cashback on McDonald's and McDelivery®.
S$
SimplyGo Daily commute with SimplyGo
Up to 10% cashback on bus, mrt.
S$
transport Grab
Up to 10% cashback on GrabRide & GrabFood (exclude top-ups).
S$
dining Dining
Up to 50% off with UOB Dining Privileges.
S$
petrol Petrol
Fuel savings of up to 21.15% at Shell and 22.66% at SPC.
S$
travel UOB Travel
Up to 10% cashback on UOB Travel (excludes online, flight only bookings and relevant taxes).
S$
groceries Groceries at DFI Retail Group
Up to 10% cashback at Cold Storage, CS Fresh, Giant, 7-Eleven, Guardian, Market Place, Jasons.
S$
Online Spend at Shopee Singapore Online Spend at Shopee Singapore
Up to 10% cashback on your online shopping.
S$
Utilities Bills Singapore Power
Up to 4.33% cashback on Singapore Power utilities bill.
S$
bill-payment Recurring Bill Payment
Enjoy convenience and cashback with recurring bill payments (exclusions apply). Click here for form.
S$
other-spend Other Spend
Enjoy cashback with overseas spend, and supplementary card spend.
S$
total-spend Total Monthly Spend:
S$0
cash-rebate Total Cash Rebate:
with your UOB One Card in a year
S$0
Power Duo

Add some Pow-Wow to your savings!

Meet the Power Duo that gives you up to S$9,000 p.a. interest

1. On your first S$150,000 savings with UOB One Account: Get up to S$6,000 in interest a year in just 2 steps

2. On your next S$100,000 savings with UOB Stash Account: Get up to S$3,000 in interest a year when you maintain or increase your balances

Promotion

Save up and Cash in

Get the festivities going with our year-end savings bonanza! Boost your savings and get up to S$940 cash. Plus, the first 25 new-to-UOB savings participating customers to top up S$150,000 in new funds in the months of October, November or December 2024 will each walk away with an exciting reward such as a hotel staycation, buffet dining experience or even air tickets to Bangkok! Promotion ends 31 December 2024.

Here’s how to earn up to S$700 in guaranteed cash:
Step 1: Register your participation here by 31 Dec 2024.
Step 2: Deposit a minimum of S$20,000 in new funds into your eligible UOB savings account. The new funds deposited will be set aside for 5 months and cannot be withdrawn during this period.

Don’t have a UOB savings account? Apply online now and receive up to an additional S$240 bonus cash reward.

Eligible UOB savings account means any one of the following accounts: UOB One Account, UOB Stash Account, UOB Lady’s Savings Account, UOB Passbook Savings Account or UOB Uniplus Account.

UOB Save up Cash in Promotion is only open to Personal Banking, Wealth Banking, Privilege Banking and Privilege Banking Reserve Accountholders. T&Cs apply.

 

Things you should know

Eligibility and fees
chevron
Age
18 years old and above
Fall-below Fee
S$5 if monthly average balance is less than S$1,000
Waived for first 6 months for accounts opened online
Early Account Closure Fee
S$30
Within 6 months from opening
Min. Initial Deposit
S$1,000
Cheque Book
S$10 per cheque book (50 leaves)
Issued upon request

You can open a savings account online, get approval within minutes and start transacting instantly (where applicable).

 

How to apply:

1.Retrieve with Myinfo using Singpass login – applicable to new to UOB customers, existing to UOB customers and joint applicants

2.Personal Internet Banking login details – applicable to existing to UOB customers

3.Credit/Debit card number and PIN – applicable to existing to UOB customers applying for single-named account application

 

For Foreigners and U.S Persons

Please proceed to any UOB Branch for application. You will require:

  • Passport
  • Proof of Residential Address
  • Employment Pass/S Pass/Dependent Pass

Important information on the use of UOB Accounts and Services

Terms & Conditions

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Please refer to UOB Insured Deposit Register for a list of UOB accounts/products that are covered under the Scheme.

Ready to apply? Open and transact with your account instantly.

Ready to apply? Open and transact with your account instantly.

*Online Account Opening Exclusive: Get up to S$240 cash when you open a UOB One Account online. Or, receive a free Harman Kardon Citation One MK3 speaker and up to S$160 cash every Flash Deal Friday from 4-25 October 2024!

Bundle up for even more benefits

Everyday

One Account with One Card

Skip to higher interest in just two steps

  • Up to 6% p.a. interest
  • Score up to 20% cashback on daily spends with UOB One Credit Card.
Everyday

Joint One Account

An easier way to manage finances with your family.

  • Monitor household expenses on one convenient platform to improve family saving habits
  • Reduce the hassle of transferring funds between separate accounts
Everyday

One Account with UOB FX+ Debit Card

Now, stretching your travel dollar is no longer a stretch.

  • Convert 11 popular currencies with no conversion fee.
  • Enjoy 3.25% cashback on all other foreign currency spend, with no cashback cap! Valid till 31 Dec 2024.
  • S$5 cashback on overseas ATM withdrawals.

T&Cs apply.

Make banking simpler with these services

Get deeper insight into your interests

Get deeper insight into your interests

Say goodbye to manual tracking! UOB Insights will let you know how much bonus interest you’ve earned, and when it’s credited to your account.

Withdraw cash via your phone

Withdraw cash via your phone

With Contactless Cash Withdrawals, you can now travel light and withdraw cash with a quick tap on your phone.

Make payments simpler

Make payments simpler

Register for PayNow with your mobile number to send and receive money instantly. Use Scan to Pay at more than 25,000 merchant outlets, including hawkers and shops.

Better commutes with SimplyGo

Better commutes with SimplyGo

Say goodbye to multiple travel cards and top-ups! With SimplyGo, enjoy greater convenience when you use your contactless UOB Cards to pay for your train and bus rides.

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