Complimentary box of Oriental Kopi Classic White Coffee or Teh Tarik with a minimum spend of RM120![]()

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Skip to higher interest of up to 3.4% p.a. interest in just two steps. T&Cs apply. Insured up to S$100k by SDIC.
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Tap your way to 0% FX fees, cashback on MYR spend and instant savings with UNI$ redemption.
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Get instant cash at 0% interest and low processing fees. Choose from 3, 6 and 12-months tenor.
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Invest in funds powered by Private Bank CIO – United CIO Income Fund and United CIO Growth Fund.
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Enjoy 0% FX fees, 10% cashback on MYR spend & save with UNI$ redemption. Subject to qualifying criteria. T&Cs apply.

Enjoy instant savings at over 150 participating merchant outlets with the first instant cross-border UNI$ rewards redemption at point of sale, for Singapore cardmembers in JB.
Get exclusive dine, retail and hotel deals on all UOB Cards. Plus, 0% FX fees and additional cashback on MYR spend for selected UOB Cards.
With UOB Cards, you get access to more seamless cross-border payments and rewards when you travel to Malaysia.

*A min. spend of S$800 is required to enjoy 10% cashback (capped S$20). Valid till 31 Jan 2026.
Subject to qualifying criteria. Terms & conditions apply

*Cashback is capped at S$20 monthly and excludes online shopping. Valid till 31 Jan 2026.
Subject to qualifying criteria. Terms & conditions apply

Get the highest cashback of up to 10% locally and overseas:
Subject to qualifying criteria. Terms & conditions apply

Subject to qualifying criteria. Terms & conditions apply

*A min. spend of S$800 is required to enjoy 10% cashback (capped S$20). Valid till 31 Jan 2026.
Subject to qualifying criteria. Terms & conditions apply

*Cashback is capped at S$20 monthly and excludes online shopping. Valid till 31 Jan 2026.
Subject to qualifying criteria. Terms & conditions apply

Get the highest cashback of up to 10% locally and overseas:
Subject to qualifying criteria. Terms & conditions apply

Subject to qualifying criteria. Terms & conditions apply

Head to JB with selected UOB Cards and get instant savings with UNI$ rewards at over 150 merchant outlets across Johor such as Courts, Jean Yip, MI, Ogawa and more.
Only applicable for eligible UOB Mastercard / Visa Credit Cards issued in Singapore.
Physical card is required for in-store redemption of UNI$.
T&Cs apply.![]()
Redemption Rate: UNI$500 = S$5, or equivalent in Malaysian Ringgit
The value of UNI$ redeemed is subject to prevailing foreign currency exchange rates.
Steps to Redeem:

Register and Scan to pay using UOB TMRW app when you travel to Malaysia from now till 31 Dec 2025 to enjoy. T&Cs apply.
Register here to sign up for the Scan to pay overseas campaign.

Access ready cash when overseas, with our waiver on service fees for all regional cash withdrawals at UOB ATMs. Find your nearest UOB ATM.
Enable your card for overseas ATM cash withdrawals now.
The offer is valid from 1 January 2026 to 28 February 2026 or once the capping of 1,800 redemptions per month have been fully redeemed, whichever comes first. Payment must be made with a valid UOB Credit or Debit Card in a single receipt. The minimum spend includes service charge and/or prevailing government taxes. Offer is valid for dine-in only. Not applicable for takeaway and delivery. Limited to one (1) offer per customer, per table, per visit. Split bills are strictly not allowed. All prices will be subject to service charge and prevailing government taxes. Please note that the restaurant(s) featured in this promotional material may serve non-halal dishes or alcohol (or allow alcohol to be brought into their premises). Cardmembers should contact the respective restaurants to enquire about their halal status prior to their visit. The offer cannot be exchanged for cash or used in conjunction with other offer coupons, vouchers, loyalty programs and member privilege cards. Debit card that is linked to Islamic current/savings account shall be subject to its terms and conditions for the purchase of Shariah-compliant goods and services only. UOB Malaysia is not an agent of the merchant, their subsidiary or affiliate and makes no representation/warranties/endorsement as to the quality/merchantability/fitness of the goods and services provided (“Product”) and shall not be liable for any injury/loss/damages suffered from use of Product. Refer to the merchant for Product queries/issues.
Only applicable for principal cardmember of an eligible UOB Mastercard or Visa credit card issued in Singapore and the card must be presented at point of redemption. The value of UNI$ redeemed is subject to prevailing foreign currency exchange rates. Where the purchase price of the good or service is higher than the value of redeemed UNI$, payment of the difference must be made by a valid and existing UOB card issued in Singapore. All redemptions of UNI$ are subject to any other terms and conditions that may be imposed by UOB at its discretion, and any disputes or queries on these terms and conditions shall be directed to UOB. UOB may, at any time and at its discretion, terminate the UNI$ redemption programme and/or amend any of these terms and conditions and all persons shall be bound by such amendments. Terms and Conditions of UOB Rewards Programme apply.
T&Cs:
T&Cs:
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