Car loans


Car loans

Complete your car loan application

Complete your Car Loan Application (Hirer)

Complete your Car Loan Application (Guarantor)

Promotions

Petrol privileges with UOB Cards

Petrol privileges with UOB Cards

Enjoy petrol privileges with UOB Cards at Shell and SPC.

    Pay your car instalments with ease

    Pay your car instalments with ease

    Plus, get a one-time S$30 cash when you make loan repayments for your UOB car loan via GIRO from your UOB savings account*.
    Here’s how: 1. You’ll need a UOB Savings Account Don’t have a UOB Savings Account? Apply now 2. Register your participation here 3. Log in to UOB Personal Internet Banking and apply for GIRO Arrangement
    * Insured up to S$100k by SDIC

      Driver privileges

      Petrol privileges with UOB Cards

      Petrol privileges with UOB Cards

      Enjoy petrol privileges with UOB Cards at Shell and SPC.

      CashCard for cash-free convenience

      CashCard for cash-free convenience

      No more worrying if your Cashcard has enough stored value, or looking for a NETS Top Up Machine – just get a vCashCard!

      Worry-free journeys begin with InsureDrive

      Worry-free rides begin with InsureDrive

      InsureDrive is a car insurance plan that gives you the flexibility to decide on the coverage you need as well as complimentary 24-hour emergency on-site assistance in the unfortunate event of an accident.

      Things you should know

      • You must be a Singapore Citizen or Singapore Permanent Resident and at least 21 years old
      • A local guarantor is required if a non-resident individual wishes to apply for a loan
      • Apply online using MyInfo through your Car Dealer or get in touch with us to skip the need to provide income documents. Your confidential information will be sent directly to UOB
      • Documents required if you fill the form yourself:
        • A copy of your Identity Card / Passport and Work Permit (applicable to foreigners only)
        • Income Documents (Latest Income Tax Notice of Assessment, last 6 months’ CPF contribution statement, Computerised Payslip)
        • Vehicle Sales Agreement (if applicable).
      • Before taking up a loan, please refer to the Basic Financial Planning Guide to ensure that you have taken the necessary steps to address your savings, insurance and investment needs.

      Note
      *We may pay car dealers commission or fees to market our car loans packages and services to you. Such commission or fees payable to the car dealers are for our own account and we shall not be obliged to disclose them to you.

      The maximum loan period is 7 years.

      The loan amount is dependent on the Open Market Valuation (OMV) of the financing car

      From 30 Jun 2025, an Access Code will be required for the bank to validate car ownership details for the following LTA Digital Services. This Access Code can be requested via LTA Vehicle-Related Digital Services using your Singpass.

      • Enquire PARF/COE Rebate for a Registered Vehicle

      Please provide this Access Code to our car partners when requested, for the bank to validate car ownership during loan application and/or loan disbursement stage.

      The Standard Terms and Conditions governing Hire Purchase Agreements, please refer to the document here.

      1. By Funds Transfer from your UOB account via UOB Personal Internet Banking or UOB TMRW mobile app.
      > Login to UOB Personal Internet Banking or UOB TMRW app
      > Go to: 'Pay and Transfer' > Billers > New Payment > Billing Organisation: UOB Car/Property Loans Payment
      > Fill in: Bill Reference No: 10 digit Car Hire Purchase Agreement No. / Amount (SGD): Loan payment amount
      > Review & confirm details are correct, then click on 'Confirm' to proceed with the payment.

      2. By GIRO arrangement.
      GIRO application form can also be found in UOB website or UOB branch.

      3. By Cash / Cashier's Order / Cheque.
      Cashier's Order or cheque should be made payable to UOB Ltd for A/C XXXX, where XXXX refers to the vehicle loan account number.The vehicle loan account number and car plate number should also be written on the reverse of the cheque. You can also deposit cheque at any UOB Branches or drop into Fast Cheque Deposit box.

      4. By Telegraphic Transfer - Please see details required below:
      Beneficiary Bank Name : United Overseas Bank Ltd, Singapore
      Beneficiary Bank Swift BIC Code : UOVBSGSG
      Beneficiary Name : ‹Borrower Name›
      Beneficiary Account No. : ‹Borrower Account Number›
      Payment Details : Ref: Payment of car loan for attention of RLOC Car Loan Redemption

      Please note:
      For full settlement of car loan, you can make payment via above mode of payment except GIRO arrangement.Confirmation Form on Redemption of Vehicle Loan sent to customer is required for payment made at UOB Branch*.*Please refer to UOB website for the list of full banking services branch.

      5. By PayNow via UEN

      You may request for the car loan full settlement amount via the following mode of communication:

      1.Call UOB Contact Centre at 1800-388 2121

      2.Email the written request to RLOC Car Loan Redemption at CarRedemptionRLOC@UOBgroup.com

      3.Fax in written request to RLOC Car Loan Redemption at fax no. 6439 2604

      Note: You may download a copy of the Car Loan Redemption Request Form from UOB website.

      With you at every life moment

      Getting Married

      Getting Married

      Marriage marks the start of a new adventure with your partner. It is never too early to start planning ahead for one of the most important milestones in your life.

      Starting a Family

      Starting a Family

      At UOB, we believe all children are smart. Start by building a plan now to nurture your child’s unique combination of smarts.

      We're here to help

      Make TMRW yours, download now!