UOB Bill & Tax Super Saver Promotion

The bill and tax payment rebate is 6% of all eligible GIRO deductions within the calendar month, subject to cap of S$10, S$25 or S$50 per month, based on minimum eligible Account’s monthly average balance (MAB) of S$30,000, S$75,000 and S$150,000 respectively.

Monthly average balance (MAB) is the summation of each day end balance for each month divided by the number of calendar days for that month.

Yes, you can still pay your individual property taxes or road tax to enjoy the promotion. Other rebate eligible GIRO payment also includes telco bills, utilities bills and Prudential bills.

The GIRO payments must be made from one of the following eligible account - UOB Uniplus Account, UOB One Account, KrisFlyer UOB Account or UOB Lady’s Savings Account.

Yes, a customer who maintains multiple eligible accounts as primary accountholder may earn rebates on each of these accounts. This is subjected to each account satisfying its own eligibility conditions.

Please request the primary or main accountholder to perform the required banking activities (i.e. register mobile number for PayNow, setup of money lock) to meet the promotion eligibility criteria. Your eligible GIRO payments deducted from the joint name eligible account will be eligible for the payment rebate.

The payment rebate (if any) will be credited directly into the same account from which the eligible GIRO deductions were debited within the next (2) calendar months.

Your eligibility will be assessed monthly, and the rebate on qualifying tax payments will be credited into your eligible account by the end of the next 2 calendar months.

For example, if you have met all qualifying conditions - including IRAS tax payment (or any other rebate eligible payment) via GIRO in May 2026, your tax payment rebate will be credited by end of July 2026.

Subsequently, if you continue to pay your taxes or any other rebate eligible payments via GIRO in June 2026 but did not meet other qualifying conditions (for example, you removed money lock by setting Locked Amount to $0), you will not qualify for any payment rebate in the month of June 2026.

Please visit the following web pages for step-by-step guides.
1. Money Lock
You must set a minimum Lock Amount of $1 in any of your UOB accounts as the primary accountholder. Please do not lock all funds and leave sufficient withdrawable balance for GIRO transactions to be deducted.

2. PayNow
You must register your mobile number for PayNow. If your mobile number is currently registered with another financial institution, please deregister your mobile number from PayNow first. PayNow NRIC registration is optional and does not count towards eligibility.

3. Tax
Step by step guide to apply for eGIRO at IRAS myTax Portal
Alternatively, you may visit IRAS myTax portal at iras.gov.sg > Payment (under Quick Links) > Select “Individual Income Tax” > Click “GIRO for Individual Income Tax”.

Road taxes payment via eGIRO can be set up at LTA One Motoring Portal.

4. Utilities
SP utilities bill payment via eGIRO can be applied through SP Utilities Portal or SP app. You may refer to SP Services’ Utilities Guide here.

Geneco utilities bill payment via eGIRO can be set up on Geneco’s self service portal. You may refer to this step by step guide to apply for eGIRO at Geneco.

For utility providers not listed, you may reach out to billing organization customer service to learn more on eGIRO setup.

5. Telco
Step by Step guide to apply for eGIRO at Starhub
Step by Step guide to apply for eGIRO at Singtel
eGIRO application portal at M1

6. Insurance
Step by Step guide to apply for for eGIRO at Prudential

You may view your GIRO plan application details directly on your billing organization customer portal. For example, your income tax GIRO application status can be viewed on IRAS myTax portal.

Yes, you may still participate in the promotion.
If you are currently not on a GIRO payment plan, you may start applying through IRAS myTax Portal. Once you have received your Notice of Assessment and the GIRO plan kicks in, you will start enjoying the Payment Rebate from the first GIRO deduction date until 31 March 2027.
If you are currently on a GIRO payment plan, you may also switch your deduction account to either UOB One Account, UOB Uniplus Account or other eligible accounts and start enjoying Payment Rebate. Please keep sufficient funds in your existing payment account until the GIRO arrangement is successfully switched over to your eligible account. You will enjoy the Payment Rebate from the first GIRO deduction date in UOB until 31 March 2027.
Please note that GIRO payment plan application is subject to IRAS approval, and eligible accounts are: UOB One Account, UOB Uniplus Account, KrisFlyer UOB Account or UOB Lady’s Savings Account.

Alternatively, you can start enjoying campaign rebates by switching your existing bills to GIRO payment with UOB.

Assuming you fulfil all other qualifying conditions, you are eligible for the payment rebate. However, due to the monthly rebate cap, you will only be awarded a tax payment rebate of up to S$50 per month for the entire promotion period.

To get more out of this promotion, please set up monthly payments instead.

Log in into TMRW application and tap on “PayNow” icon. On the upper right hand corner, tap on the “Setup”. If you are already registered with UOB, you will see your UOB account linked to your mobile number.

Please deregister your mobile number from PayNow through the other bank’s internet banking or app (Manage PayNow or Payment and Transfer sections). Once done, you may login to UOB TMRW app to complete the PayNow mobile registration with UOB. Please contact the other bank if you require further assistance to deregister PayNow.

You may log into UOB TMRW App and tap on your account. Your current-day MAB and past 3 months MAB are displayed under “Details” tab.

Alternatively, log into UOB Personal Internet Banking to see your account summary. Simply select the account you would like to check, and the last 3 months’ “Monthly Average Balance” will be displayed on top.