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Now enhanced to make your money work harder as you save and invest or insure with UOB. Subject to qualifying criteria. T&Cs apply. SGD deposits are insured up to S$100k by SDIC.
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Get instant cash at 0% interest and low processing fees. Choose from 3, 6 and 12-months tenor.
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Invest in funds powered by Private Bank CIO – United CIO Income Fund and United CIO Growth Fund.
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Meet UOB TMRW, the all-in-one banking app built around you and your needs.
Bank. Invest. Be rewarded. Take charge with UOB TMRW.
you are in Personal Banking
Credit/Debit Card fee waiver requests are only accepted via our automated self-serve channels, we will no longer accept fee waiver requests via a customer service officer.
Customers may apply for a fee waiver request through any of the below listed channels.
1) UOB TMRW app
2) Phone Banking
3) UOB Digital Assistant
For additional information please refer to the below step-by-step guide for the various channels.
As a gesture of goodwill*, the bank offers customers one (1) finance charge or late charge waiver across all eligible account(s) with the Bank within a period of 12 rolling months. If you have been granted a waiver in the past 12 rolling months, we regret that we will not be able to grant you any further waivers nor consider any appeals.
*Not applicable to customers with 2 or more consecutive partial / late payments within their last three billing cycles (statements), and customers with 5 or more partial / late payments in their last twelve billing cycles (statements).
From 1st February 2025, we will no longer accept fee waiver requests via a customer service officer.
Please submit your request via our self-serve channels, thank you.
The Bank will periodically review the waiver criteria and all waiver requests are subject to the Bank’s approval.
Customers are rejected due to 2 main reasons.
1) Exceeding the goodwill* limit for waiver – one (1) finance charge or late charge across all eligible account(s) with the Bank within a period of 12 rolling months.
2) Failing to make full and / or late payment on multiple occasions within a period of 12 rolling months.
If you have been granted a waiver for finance charge and/or late charge in the past 12 rolling months, we regret that we will not be able to grant you any further waivers and/or consider any appeals.
*Not applicable to customers with 2 or more consecutive partial / late payments within their last three billing cycles (statements), and customers with 5 or more partial / late payments in their last twelve billing cycles (statements).
The Bank will periodically review the waiver criteria and all waiver requests are subject to the Bank’s approval. Decision from our various self-serve channels are final and we regret we will not be able to grant you any further waivers nor consider any appeals.
Annual Membership Fee is a legitimate fee automatically debited to your Card account upon your Card anniversary date. Alternatively, credit cards such as UOB EVOL card and Singtel-UOB card have conditional automatic fee waivers. Please visit the respective Credit Card product pages to find out more.


Select “Accounts”.


Select your preferred debit/credit card to waive the fee(s).


Under the “Services” tab, select “Waive fees”.


Select the fees that you wish to waive and select “Next” to continue


Review the details and swipe to confirm


Please refer to your onscreen details
Step 1 Dial 1800 222 2121
Step 2 For the English menu, press 1. For the Mandarin menu, press 2.
Step 3 Select UOB chat services & phone banking, press 1.
Step 4 Select Fee waiver and application status, press 2.
Step 5 Select Credit card fee waiver, press 1.
Step 6 For an Annual Fee waiver request, press 1. For a Finance Charge and/or Late Charge request, press 2.

Visit https://www.uob.com.sg/personal/chat.page and select the chat icon on the bottom right to launch our UOB Digital Assistant.

Type in the text you see in the picture

Read & agree to the Terms and Conditions

Select 'Continue' button to proceed.

Select ‘Fee Waiver’ button to proceed.

Select ‘Credit Card’ button to proceed.

Select the fee that you would like to waive to proceed.

Select ‘Enter Card Number’ button to key in your card details.

Key in your card number and click ‘Submit’ to proceed.

Visit https://www.uob.com.sg/personal/chat.page and select the chat icon on the bottom right to launch our UOB Digital Assistant.

Type in the text you see in the picture

Read & agree to the Terms and Conditions

Select 'Continue' button to proceed.

Select ‘Fee Waiver’ button to proceed.

Select ‘Credit Card’ button to proceed.

Select the fee that you would like to waive to proceed.

Select ‘Enter Card Number’ button to key in your card details.

Key in your card number and click ‘Submit’ to proceed.
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