UOB savings accounts

UOB savings accounts

Find an account that meets all your banking needs and goals. We believe saving should be simple and rewarding. Take a look at our range of award-winning accounts and you will find one that suits your saving goal.

Select the right bank account for your needs

  • All accounts
  • Everyday Use
  • Consistent Saving
  • Foreign Currency
  • Security
  • Kids
  • Fixed Deposits
UOB One Account
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Everyday Use

UOB One Account

Get up to 3.4% p.a. interest in just two steps.

  • Spend min. S$500 on your UOB One Card and/or any other eligible UOB Cards to earn 0.65% p.a. interest
  • Credit your salary or make 3 GIRO payments monthly to maximise the interest earned on your UOB One Account
  • Plus, never miss out on your bonus interest when you track your progress monthly on the UOB TMRW app.
  • Subject to qualifying criteria. T&Cs apply.
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Consistent Saving

Stash Account

Rewarding savers with up to 2% p.a. interest.

  • Earn up to 2% p.a. interest simply by maintaining or increasing your Monthly Average Balance (MAB)
  • 40x higher interest vs. a regular savings account
  • Receive a UOB One Debit Card and get more cashback with less effort. Let every dollar go further with up to 4% cashback on dining, online shopping, transport, telco, utilities, mobile payments and more.
  • Subject to qualifying criteria. T&Cs apply.
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Foreign Currency

UOB FX+

Get more savings out of your travels with FX+

  • Comes with the FX+ Debit Card that lets you spend worldwide at 0% FX fees – no cap, no minimum spend
  • Convert currencies in advance on UOB TMRW, at rates as good as what you see online
  • Enjoy extra travel perks like cashback on overseas ATM withdrawals 
  • Get S$60 cash if you are among the first 30 online sign-ups each week who also make at least 3 FX spends. Promo till 31 Mar 2026.

 

Subject to qualifying criteria. T&Cs apply.

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    Consistent Saving

    UOB Lady's Savings Account

    The only savings account that gives you unstoppable rewards

    • Up to 25X UNI$ (10 miles per S$1) on your preferred rewards category(ies) when you spend with Lady's Credit Card and save with Lady's Savings Account
    • Earn up to 10% instant cashback with UOB$ programme for UOB Lady's Debit Cardholders.

      uniplus_account
      Everyday Use

      Uniplus Account

      Kickstart a regular saving habit with this simple account.

      • Earn higher interest on your savings with promotional interest rates
      • Receive a UOB One Debit Card and get more cashback with less effort. Let every dollar go further with up to 4% cashback on dining, online shopping, transport, telco, utilities, mobile payments and more.
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      Security

      LockAway Account

      Digital scams are on the rise. Give your savings an added layer of security with the all-new UOB LockAway AccountTM and transfer in money to keep it locked away from digital scams.

       

      Add on the UOB LockAway Account today for greater peace of mind, for money you don’t need everyday access to. Any withdrawal of funds must be done in-person at any of our UOB branches in Singapore.

       

      Lock away any amount. No minimum, no maximum, no fall-below fees.

       

      Insured up to S$100k by SDIC.

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        Can’t decide which account to apply for? Here’s an easy way to find the one for you.

        UOB TMRW

        UOB TMRW

        UOB TMRW: All-in-one mobile app for all your financial needs

        Personalised money insights – Bank smarter with personalised alerts, reminders, and spending and saving recommendations.

        Withdraw cash using your phone to enjoy cardless withdrawals at selected UOB ATMs

        Interest

        Simple and effortless payments with FavePay QR, NETS QR, PayNow, Bill payments

        Apply

        Find personalised, exclusive UOB Cards deals on dining, shopping, travel and more, and track and use your cashback and reward points

        SDIC

        Deposit Insurance Scheme

        Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


        Please refer to UOB Insured Deposit Register for a list of UOB accounts / products that are covered under the Scheme.

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