Financial Highlights

Selected Income Statement Items (S$ million) 3Q18 2Q18 1Q18 4Q17 3Q17
Operating profit 1,317 1,320 1,244 1,205 1,265
Net profit after tax1 1,037 1,077 978 855 883
Selected Balance Sheet Items (S$ million) 3Q18 2Q18 1Q18 4Q17 3Q17
Net customer loans 251,755 246,392 237,447 232,212 230,068
Customer deposits 293,634 287,515 273,817 272,765 268,296
Total assets 382,638 384,263 364,455 358,592 354,143
Shareholders' equity1 36,768 37,660 37,877 36,850 35,147
Selected Financial Indicators ((%), unless indicated otherwise) 3Q18 2Q18 1Q18 4Q17 3Q17
Cost/Income ratio 43.4 43.6 44.2 46.0 41.6
Non-performing loan ratio 1.6 1.7 1.7 1.8 1.6
Return on average ordinary shareholders' equity 11.7 12.1 11.0 9.8 10.5
Return on average total assets 1.09 1.16 1.09 0.97 1.02
Return on average risk-weighted assets 1.99 2.13 1.95 1.69 1.69
Capital adequacy ratios
Common Equity Tier 1 14.1 14.5 14.9 15.1 14.3
Tier 1 15.1 16.0 16.4 16.2 14.8
Total 17.4 18.4 18.8 18.7 17.8
Per ordinary share
Basic earnings (S$) 2.43 2.51 2.28 1.98 2.07
Net asset value (S$) 20.78 20.77 21.01 20.37 19.88
Net dividend (cents)2 - 50 - 65 -

 

Note:

  1. Relate to amount attributable to equity holders of the Bank.
  2. Included a special dividend of 20 cents in 4Q17.
Selected Income Statement Items (S$ million) 2017 2016 2015 2014 2013
Operating profit 4,824 4,365 4,451 4,311 3,822
Net profit after tax1 3,390 3,096 3,209 3,249 3,008
Selected Balance Sheet Items (S$ million) 2017 2016 2015 2014 2013
Net customer loans 232,212 221,734 203,611 195,903 178,857
Customer deposits 272,765 255,314 240,524 233,750 214,548
Total assets 358,592 340,028 316,011 306,736 284,229
Shareholders' equity1 36,850 32,873 30,768 29,569 26,388
Selected Financial Indicators ((%), unless indicated otherwise) 2017 2016 2015 2014 2013
Cost/Income ratio 43.7 44.0 43.0 40.6 41.7
Non-performing loan ratio 1.8 1.5 1.4 1.2 1.1
Return on average ordinary shareholders' equity 10.2 10.2 11.0 12.3 12.3
Return on average total assets 0.98 0.95 1.03 1.10 1.12
Return on average risk-weighted assets 1.63 1.51 1.74 1.94 1.97
Capital adequacy ratios
Common Equity Tier 1 15.1 13.0 13.0 13.9 13.2
Tier 1 16.2 13.1 13.0 13.9 13.2
Total 18.7 16.2 15.6 16.9 16.6
Per ordinary share
Basic earnings (S$) 1.99 1.86 1.94 1.98 1.84
Net asset value (S$) 20.37 18.82 17.84 17.09 15.36
Net dividend (cents)2 100 70 90 75 75
Dividend cover (times)2 2.04 2.73 2.22 2.70 2.54

 

Note:

  1. Relate to amount attributable to equity holders of the Bank.
  2. Included a special dividend of 5 cents in 2013 and 2014 respectively and 20 cents in 2017. 2015 included UOB's 80th Anniversary dividend of 20 cents.