Financial Highlights

Selected Income Statement Items (S$ million) 4Q18 3Q18 2Q18 1Q18 4Q17
Operating profit 1,232 1,317 1,320 1,244 1,205
Net profit after tax1 916 1,037 1,077 978 855
Selected Balance Sheet Items (S$ million) 4Q18 3Q18 2Q18 1Q18 4Q17
Net customer loans 258,627 251,755 246,392 237,447 232,212
Customer deposits 293,186 293,634 287,515 273,817 272,765
Total assets 388,099 382,638 384,263 364,455 358,592
Shareholders' equity1 37,628 36,768 37,660 37,877 36,850
Selected Financial Indicators ((%), unless indicated otherwise) 4Q18 3Q18 2Q18 1Q18 4Q17
Cost/Income ratio 44.4 43.4 43.6 44.2 46.0
Non-performing loan ratio 1.5 1.6 1.7 1.7 1.8
Return on average ordinary shareholders' equity 10.2 11.7 12.1 11.0 9.8
Return on average total assets 0.95 1.09 1.16 1.09 0.97
Return on average risk-weighted assets 1.68 1.99 2.13 1.95 1.69
Capital adequacy ratios
Common Equity Tier 1 13.9 14.1 14.5 14.9 15.1
Tier 1 14.9 15.1 16.0 16.4 16.2
Total 17.0 17.4 18.4 18.8 18.7
Per ordinary share
Basic earnings (S$) 2.15 2.43 2.51 2.28 1.98
Net asset value (S$) 21.31 20.78 20.77 21.01 20.37
Net dividend (cents)2 70 - 50 - 65

 

Note:

  1. Relate to amount attributable to equity holders of the Bank.
  2. Included a special dividend of 20 cents in 4Q17 and 4Q18 respectively.
Selected Income Statement Items (S$ million) 2018 2017 2016 2015 2014
Operating profit 5,113 4,824 4,365 4,451 4,311
Net profit after tax1 4,008 3,390 3,096 3,209 3,249
Selected Balance Sheet Items (S$ million) 2018 2017 2016 2015 2014
Net customer loans 258,627 232,212 221,734 203,611 195,903
Customer deposits 293,186 272,765 255,314 240,524 233,750
Total assets 388,099 358,592 340,028 316,011 306,736
Shareholders' equity1 37,628 36,850 32,873 30,768 29,569
Selected Financial Indicators ((%), unless indicated otherwise) 2018 2017 2016 2015 2014
Cost/Income ratio 43.9 43.7 44.0 43.0 40.6
Non-performing loan ratio 1.5 1.8 1.5 1.4 1.2
Return on average ordinary shareholders' equity 11.3 10.2 10.2 11.0 12.3
Return on average total assets 1.07 0.98 0.95 1.03 1.10
Return on average risk-weighted assets 1.93 1.63 1.51 1.74 1.94
Capital adequacy ratios
Common Equity Tier 1 13.9 15.1 13.0 13.0 13.9
Tier 1 14.9 16.2 13.1 13.0 13.9
Total 17.0 18.7 16.2 15.6 16.9
Per ordinary share
Basic earnings (S$) 2.34 1.99 1.86 1.94 1.98
Net asset value (S$) 21.31 20.37 18.82 17.84 17.09
Net dividend (cents)2 120 100 70 90 75
Dividend cover (times)2 2.00 2.04 2.73 2.22 2.70

 

Note:

  1. Relate to amount attributable to equity holders of the Bank.
  2. Included a special dividend of 5 cents in 2014 and 20 cents in 2017 and 2018 respectively. 2015 included UOB's 80th Anniversary dividend of 20 cents.