Financial Highlights

Selected Income Statement Items (S$ million) 1Q19 4Q18 3Q18 2Q18 1Q18
Operating profit 1,333 1,232 1,317 1,320 1,244
Net profit after tax1 1,052 916 1,037 1,077 978
Selected Balance Sheet Items (S$ million) 1Q19 4Q18 3Q18 2Q18 1Q18
Net customer loans 266,515 258,627 251,755 246,392 237,447
Customer deposits 307,701 293,186 293,634 287,515 273,817
Total assets 400,467 388,092 382,638 384,263 364,455
Shareholders' equity1 38,989 37,623 36,768 37,660 37,877
Selected Financial Indicators ((%), unless indicated otherwise) 1Q19 4Q18 3Q18 2Q18 1Q18
Cost/Income ratio 44.6 44.4 43.4 43.6 44.2
Non-performing loan ratio 1.5 1.5 1.6 1.7 1.7
Return on average ordinary shareholders' equity 11.4 10.2 11.7 12.1 11.0
Return on average total assets 1.07 0.95 1.09 1.16 1.09
Return on average risk-weighted assets 1.88 1.68 1.99 2.13 1.95
Capital adequacy ratios
Common Equity Tier 1 13.9 13.9 14.1 14.5 14.9
Tier 1 14.9 14.9 15.1 16.0 16.4
Total 17.0 17.0 17.4 18.4 18.8
Per ordinary share
Basic earnings (S$) 2.47 2.15 2.43 2.51 2.28
Net asset value (S$) 22.13 21.31 20.78 20.77 21.01
Net dividend (cents)2 - 70 - 50 -

 

Note:

  1. Relate to amount attributable to equity holders of the Bank.
  2. Included a special dividend of 20 cents in 4Q18.
Selected Income Statement Items (S$ million) 2018 2017 2016 2015 2014
Operating profit 5,113 4,824 4,365 4,451 4,311
Net profit after tax1 4,008 3,390 3,096 3,209 3,249
Selected Balance Sheet Items (S$ million) 2018 2017 2016 2015 2014
Net customer loans 258,627 232,212 221,734 203,611 195,903
Customer deposits 293,186 272,765 255,314 240,524 233,750
Total assets 388,092 358,592 340,028 316,011 306,736
Shareholders' equity1 37,623 36,850 32,873 30,768 29,569
Selected Financial Indicators ((%), unless indicated otherwise) 2018 2017 2016 2015 2014
Cost/Income ratio 43.9 43.7 44.0 43.0 40.6
Non-performing loan ratio 1.5 1.8 1.5 1.4 1.2
Return on average ordinary shareholders' equity 11.3 10.2 10.2 11.0 12.3
Return on average total assets 1.07 0.98 0.95 1.03 1.10
Return on average risk-weighted assets 1.93 1.63 1.51 1.74 1.94
Capital adequacy ratios
Common Equity Tier 1 13.9 15.1 13.0 13.0 13.9
Tier 1 14.9 16.2 13.1 13.0 13.9
Total 17.0 18.7 16.2 15.6 16.9
Per ordinary share
Basic earnings (S$) 2.34 1.99 1.86 1.94 1.98
Net asset value (S$) 21.31 20.37 18.82 17.84 17.09
Net dividend (cents)2 120 100 70 90 75
Dividend cover (times)2 2.00 2.04 2.73 2.22 2.70

 

Note:

  1. Relate to amount attributable to equity holders of the Bank.
  2. Included a special dividend of 5 cents in 2014 and 20 cents in 2017 and 2018 respectively. 2015 included UOB's 80th Anniversary dividend of 20 cents.