Featured on UOB Annual Report 2015 Cover
Room by Isabelle Soh Min Hui
Gold Award, Emerging Artist Category
2015 UOB Painting of the Year (Singapore)

Deputy Chairman and CEO's Report

We will continue to build on our strengths, guided by our time-tested values of honour, enterprise, unity and commitment, and a strong sense of accountability to our stakeholders.

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About United Overseas Bank Limited

Creating Long-term Value Across Our Franchise

Our Value Creation


Serving the long-term interests of our investors by delivering stable and sustainable returns.


Building meaningful careers and nurturing people as we develop deeper relationships with customers.


Making a difference in the lives of our stakeholders and the communities in which we operate.


Complying with regulations and being a responsible member of the financial services industry.

Financial Highlights

Total Income
Net Profit After Tax
Customer Loans/Deposits
Shareholders’ Equity/Return on Equity
Total Assets/Return on Assets
Capital Adequacy Ratio (CAR)
Loan by Geography
Overseas Profit Before Tax Contribution