Capital Management

UOB’s capital management objective is to ensure that the Group maintains an optimal capital level that is adequate to support business growth and strategic investment opportunities. It is also to meet regulatory requirements and maintain the strong credit rating for which UOB is noted by our external stakeholders who include our depositors and investors. We also seek to be efficient in our capital mix, to keep our overall cost of capital low, and to deliver sustainable returns in the form of dividends to our shareholders.