UOB’s capital management objectives are to ensure that the Group maintains an optimal capital level that supports its businesses, strategic growth and investment opportunities, and to meet regulatory requirements. We aim to sustain the strong credit ratings for which UOB is noted by our stakeholders, including our depositors and investors. We also seek to be efficient in our capital mix, to keep our overall cost of capital low and to deliver sustainable returns in the form of dividends to our shareholders.
As part of our efforts to reduce our environmental footprint, we will no longer distribute our Annual Report by way of a CD-rom. We would like to invite you to join us in our sustainability efforts and refer to the electronic Annual Report.