存款人權益專區

  • Depositor RightsDepositor Rights

親愛的客戶,您好 Dear Customer:

本行已參加中央存款保險,自民國100年1月1日,每一存款人在本行國內之存款本金及利息,合計受到最高保額新台幣300萬元之保障。存款保險標的以中華民國境內存款為保障範圍。

UOB Taipei Branch has joined the Deposit Insurance System maintained by Central Deposit Insurance Corporation (CDIC) which is a state-owned corporation. On January 1, 2011, the insurance coverage limit was increased to NT$3 million. The coverage limit is the maximum amount of principal and accrued interest for each depositor at each insured institution covered by the deposit insurance which coverage includes deposits both in New Taiwan dollars and foreign currencies. All payouts made by CDIC are paid in New Taiwan dollars.

存款保險的保障範圍 (Deposit types eligible for deposit insurance coverage):

受存款保險保障之存款
Eligible Deposits
未受存款保險保障之存款
Ineligible Deposits
支票存款 (Checking deposits) 可轉讓定期存單 (Negotiable certificates of deposits)
活期存款 (Demand deposits) 各級政府機關之存款 (Deposits from government agencies)
定期存款 (Time deposits) 中央銀行之存款 (Deposits from the Central Bank)
依法律要求存入特定金融機構之轉存款 (Deposits required by law to be deposited in certain financial institutions) 收受存款金融機構間之同業存款 (Interbank deposits from financial institutions)
其他經主管機關核准承保之存款 (Other deposits which the competent authority has approved as eligible) 銀行所設之國際金融業務分行收受之存款 (Deposits from the domestic commercial banks or local branches of foreign banks’ offshore banking units (OBU))
  其他經主管機關核准不予承保之存款 (Other deposits that the competent authority has approved as ineligible)

有關存款保險相關說明請參閱中央存款保險公司之「存款人權益保障」專區

For more information, pls kindly check CDIC website Deposit Insurance

網址: http://www.cdic.gov.tw