UOB TMRW | Digital Finance

Meet UOB TMRW, the all-in-one banking app built around you and your needs. With machine data learning to track our customers' preferences, financial and lifestyle needs, UOB TMRW curates hyper-personalised banking offers for each customer. Featuring AI-driven insights, personalised rewards through Rewards+, and investments made simple through SimpleInvest, UOB TMRW enables our customers to better manage their money and goals.

Key Features

Bank Smarter

Plan your finances smarter with personalised financial analysis features powered by our inhouse AI/ML models. Get predictive insights on your spending and saving patterns to plan your finances for the months ahead.

Invest with ease

SimpleInvest is a digital investing platform offering actively managed investment solutions. Choose from four expertly crafted portfolios based on various goals and risk appetite or build your own from a curated list of over 100 unit trusts.

Personalised rewards with Rewards+

Enjoy Singapore's biggest cards rewards programme with curated UOB Card deals, cashback and rewards curated just for you. View, track and redeem your favourite treats.

Make TMRW yours

As Singapore’s best retail bank, UOB TMRW is the all-in-one banking app built around you and your needs. Bank with ease, invest from as little as S$100 with SimpleInvest and enjoy personalised rewards, cashback and deals with Rewards+. Make TMRW yours.

UOB Rewards+: Yours to love.

Everyone loves a great deal, especially when they are curated just for you. Shop, dine or indulge in a little luxury through UOB Rewards+, Singapore’s largest rewards programme. Access UOB Rewards+ on UOB TMRW to view and track all the cashback and rewards points you’ve earned with each transaction, as well as redeem your favourite treats.