United Overseas Bank Limited (“UOB”) Global Covered Bond Programme – Terms of Access

Please read the following terms and conditions carefully. By accessing this webpage and the information contained herein, you agree to be bound by the terms and conditions below.

Not for Distribution
The materials and information contained in this webpage are not for distribution, directly or indirectly, in or into the United States or in any other jurisdiction if to do so would constitute a violation of the relevant laws of such jurisdiction. No person is authorized to copy or distribute these materials, in whole or in part, to any other person.

No Offer or Solicitation
The information in these materials do not constitute a recommendation by UOB to enter into any transaction or any form of commitment by UOB to enter into any transaction. These materials do not and are not solicitations of any offer to subscribe for or purchase or continue to hold covered bonds issued by UOB.

No Advice
Nothing herein constitutes investment, legal, accounting or tax advice, or a representation that any investment is suitable for or appropriate to your investment objectives, financial situation and particular needs, or otherwise constitutes a personal recommendation to you. These materials do not purport to identify or suggest all the risks or material considerations which may be associated with covered bonds. As such, it is recommended that before entering into any transaction, you should take independent steps to ensure that you have a full understanding of the terms, conditions and risks thereof and are capable of and willing to assume those risks taking into consideration your own investment objectives, financial situation and particular needs. Please consult your own legal, regulatory, tax, business, investment, financial and accounting advisers. No Guarantee of Future Performance The information is no guarantee of the future performance of UOB or the performance of any of the loans held by the covered bond guarantor, Glacier Eighty Pte. Ltd.

No liability
While based on information believed to be reliable, the information in these materials are provided on an “as is” basis. Neither UOB nor any of its affiliates or their respective directors, officers, employees, representatives or agents makes any representation or warranty as to the accuracy or completeness of the information contained herein.

I acknowledge and confirm that I have read, understood and accept the above terms and conditions.