^{^}Free Delivery Coupons will be released on Fridays via UOB TMRW app from 5 April 2024 till 27 December 2024. Coupons are valid for redemption within 30 days from the release dates via McDonald’s app. Coupons can be used to enjoy free deliveries on Mondays (with min. S$20 spend on UOB One Credit and Debit Cards) via McDonald’s app. McDonald’s free delivery coupon expiry dates and terms and conditions apply. Click here for FAQs.

W.e.f 1 January 2024, the One Debit Card annual fee will be adjusted to S$18.34 yearly (inclusive of 9% GST)

W.e.f. 1 August 2022, payments to IPAYMY, RWS-LEVY, SMOOVE PAY, SINGPOST – SAM, Razer Pay and CardUp will be excluded from the awarding of cashback.

W.e.f. 1 March 2022, please be informed that transactions with transaction description “AMAZE* TRANSIT*” will be excluded from the awarding of cashback.

“Most generous debit card” is based on (i) up to 3% cashback awarded on the UOB One Debit Card for purchases of daily spend and (ii) up to 7.8% p.a. interest on the UOB One Account with a retail spend of S$500 per month, when compared against other cashback debit cards issued in Singapore as at 1 April 2024. Terms and conditions apply.

¹Enjoy 3% cashback on McDonald's, 3% cashback on DFI Retail Group transactions (Cold Storage, CS Fresh, Giant, Guardian, 7-Eleven, Jasons and Jasons Deli), 3% cashback on Shopee Singapore transactions (excludes ShopeePay), 3% on SimplyGo (bus and train rides) & 1% cashback on Grab transactions (excludes mobile wallet top-ups) with a minimum monthly spend of S$500. Cashback is capped at S$20 per calendar month across McDonald’s, DFI Retail Group, Shopee Singapore, SimplyGo & Grab transactions. McDonald's is with effect from 1 October 2023. Click here for UOB One Debit Card Terms and Conditions.

²Get up to S$240 worth of gifts comprising of 1a) S$60 cash credit or 1b) S$30 cash credit and 2) up to S$130 cash credit and 3) S$50 Grab voucher for new-to-UOB Debit Cardmembers:

1) UOB Online Account Opening Promotion (1 to 30 April 2024)

a) S$60 cash credit will be awarded to the first 200 New-to-UOB deposit customers (i) who submit an online account opening application between 1 to 30 April 2024 (both dates inclusive) for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account or UOB One Account, (ii) whose application is successfully approved by 30 April 2024, and (iii) deposit min. S$5,000 of fresh funds into their new UOB account by 30 April 2024, and (iv) hold the deposited fresh funds in their new UOB account until 31 May 2024 (inclusive of the date indicated).

OR

b) S$30 cash credit will be awarded to the first 200 existing UOB deposit customers (i) who submit an online account opening application between 1 to 30 April 2024 (both dates inclusive) for a new UOB Stash Account, UOB Uniplus Account, KrisFlyer UOB Account or UOB One Account, (ii) whose application is successfully approved by 30 April 2024, and (iii) deposit min. S$5,000 of fresh funds into their new UOB account by 30 April 2024, and (iv) hold the deposited fresh funds in their new UOB account until 31 May 2024 (inclusive of the date indicated). The fresh funds deposited by existing UOB deposit customers into their new UOB account must result in a corresponding increase of at least S$5,000 when compared against the total month-end balance of all other UOB current accounts and/or savings accounts as at 30 March 2024.

Full Terms and Conditions governing UOB Online Account Opening Promotion (1 to 30 April 2024) apply.

And

2) Up to S$130 cash credit for customers who participate in the UOB SalaryPlus Promotion (1 April 2024 to 30 June 2024) by successfully submitting an online participation form at UOB Singapore website and completing any or all of the following actions:

(i) S$30 cash credit for customers who successfully perform a bill payment of min. S$30 per transaction from their designated Eligible UOB savings account in this Promotion via GIRO, or/and who successfully perform a loan repayment transaction for their UOB car loan or UOB home loan from their designated Eligible UOB savings account for this Promotion, in each case, within the next two calendar months from the date of submission of the online participation form.

(ii) S$50 cash credit for customers who successfully credit their monthly salary of min. S$1,600 (for all customers other than full time National Serviceman) or at least S$500 (for customers who are full time National Serviceman)  into their designated Eligible UOB savings account for this Promotion via GIRO or PayNow within the next two calendar months from the date of submission of the online participation form.

(iii) S$50 cash credit for customers who successfully credit their CDP dividends of min. S$50 per transaction into their designated Eligible UOB savings account for this Promotion via Direct Credit Service within the next two calendar months from the date of submission of the online participation form.

Eligible UOB savings account: UOB Passbook Savings Account, UOB Uniplus Account, UOB Stash Account, UOB One Account, UOB Lady’s Savings Account or KrisFlyer UOB Account. Full terms and conditions apply and can be accessed here.

3) S$50 Grab voucher for new-to-UOB Debit Cardmembers

From 2 April 2024 – 30 June 2024, new applicants of a UOB One Debit Card who are not existing holders of any debit card issued by UOB in Singapore and make a minimum spend of S$300 in the month of their UOB One Debit Card application will receive a S$50 Grab voucher*.

*For full terms and conditions governing the UOB Debit Card Grab voucher promotion, please click here.

³There is no transaction fee charged for withdrawing cash at UOB ATMs in Malaysia, Indonesia and Thailand. A S$5 service charge per cash withdrawal will be charged for cash withdrawals on non-UOB ATMs. The amount of cash drawn is subject to foreign exchange rates. For the foreign exchange rate used for your cash withdrawal transaction, please refer to your statement of accounts for the Foreign and home currency withdrawal details. For more information, please click here.

⁴Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a., Bonus Interest is paid up to S$100,000 in your One Account. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month.

The maximum annual interest for deposits of S$100,000 in the One Account is S$5,000 and is calculated based on the maximum effective interest rate (EIR) of 5.00% p.a., provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/ “PAYNOW SALA”) in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 0.65% p.a. for deposits of S$75,000, provided customers meet criterion of S$500 eligible card spend in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 3.00% p.a. for deposits of S$75,000, provided customers meet both criteria of S$500 eligible card spend AND 3 GIRO debit transactions in each calendar month.

Maximum effective interest rate (EIR) on the One Account is 5.00% p.a. for deposits of S$100,000, provided customers meet both criteria of S$500 eligible card spend AND a min. S$1,600 salary credit via GIRO/PAYNOW (with the transaction reference “SALA”/”PAYNOW SALA”) in each calendar month.

Debit Card Campaign Terms and Conditions
Terms and Conditions governing the UOB Debit Card S$20 GrabFood Voucher Promotion, please click here.
Terms and Conditions governing the UOB Debit Card ATM Recarding Exercise Promotion, please click here.

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.