Working Capital Solutions

  • sme-working-capital-loansme-working-capital-loan

    Unlock your business potential with UOB Working Capital Solutions

    Apply Now

Overview

To help your business meet the dynamic challenges in the marketplace, UOB offers you working capital solutions that will sharpen your competitive edge and take your business to greater heights. Get in touch with our dedicated Relationship Managers to customize the working capital solutions that caters to you needs.

At UOB Commercial Banking, we understand that SMEs value access to liquidity. As a leading player in the Small and Medium Enterprises (SMEs) market, our core strength lies in our ability to combine our knowledge and experience in the SME market with innovative financial solutions to meet our customers’ changing needs. As you strive to accelerate your business growth, we can provide the working capital support you need to complement your business cash flow.

Features

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Short Term Revolving Facility

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  • Quick access to stand-by funds
  • Control your cost- only pay interest on amount you use
  • Flexible repayment options with no minimum repayment amount

Eligibility
All businesses incorporated in Singapore are eligible to apply

  • Access to revolving credit to boost your business cash flow
  • Flexibility in fund usage received where repaid loan may re-borrowed
  • Customized repayment terms

Eligibility
All businesses incorporated in Singapore are eligible to apply.

  • Enhance your cash flow and improve your day-to-day business operations
  • Plan your finances effectively with fixed, regular repayment schedule
  • Committed loan by the Bank – provides certainty on your access to extra funds

Eligibility
All businesses incorporated in Singapore are eligible to apply.

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Block Discounting

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SME Working Capital Loan

(Government assistance scheme
administered
by Enterprise Singapore)

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Venture Debt


(Government assistance scheme administered by Enterprise Singapore)

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  • Generate immediate liquidity for auto dealers who offer hire purchase/ financing services to their customers
  • Revolving credit facility that unlocks cash for business growth
  • Controls your cost- only pay interest on amount you use

Eligibility
All businesses incorporated in Singapore are eligible to apply.

  • Finance daily operational cashflows needs for SMEs*
  • Funding of up to S$300,000
  • Loan tenure of up to 5 years

Eligibility

  • Company registered & operating in Singapore
  • At least 30% local shareholding
  • Company’s Group^ Annual Sales of not more than S$100million OR company’s Group^ employment size of not more than 200

^ Group is defined as all levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all
levels down

 

  • Financing innovative enterprises using Venture Debt and Warrants
  • Funding of up to $8million (on group^ basis)
  • Loan tenure of up to 5 years

 Eligibility

  • Company demonstrates clear high growth* plan
  • Company registered & operating in Singapore
  • At least 30% local shareholding
  • Group^ revenue not more than S$500 million

* Companies that demonstrate innovative business model and aggressive scaling of business.

^ Group is defined as all levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all levels down.

 

Contact Us

If you would like to apply for above financing, please visit any UOB Commercial Banking Hub:

West Hub
8 Jurong Town Hall Road
The JTC Summit #26-01
Singapore 609434
Tel: (65) 6697 6001 / 6697 6081

Tampines Hub
1 Tampines Central 1, #08-01 UOB Tampines,
Singapore 529539
Tel: (65) 6850 8857

 

Tai Seng Hub
30 Tai Seng Street #02-07 BreadTalk,
Singapore 534013
Tel: (65) 6282 2480

Northwest Hub
6 Woodlands Square
#08-02 Woods Square Tower 2
Singapore 737737
Tel: (65) 6697 6039 / 6697 6035

 

Thomson Hub
251A-253A Upper Thomson Road, Singapore 574376
Tel: (65) 6456 2183

South Hub
60 Albert Street
#09-01 OG Albert Complex
Singapore 189969
Tel: (65) 6697 6052

 

More Information

For Queries or Comments
Please Call our Commercial Banking Hotline 1800 22 66 121

or email us at CommercialBanking@uobgroup.com