Capital Management

UOB’s capital management objective is to ensure that the Group maintains an optimal capital level that supports its businesses, as well as strategic growth and investment opportunities. It is also to meet regulatory requirements and to maintain the strong credit rating for which UOB is noted by our external stakeholders, including our depositors and investors. We also seek to be efficient in our capital mix, to keep our overall cost of capital low, and to deliver sustainable returns in the form of dividends to our shareholders.