The Guaranteed Interest rate is equivalent to a minimum effective interest rate of 0.9986% to 1.2276% p.a. assuming that no other interest is paid up to the Deposit Maturity Date.

Notes:
¹ A Guaranteed Interest of 1.8% of the Deposit Amount will be paid at the end of the first year of the Tenor. For each subsequent year, the Guaranteed Interest is 0.7% to 1% (to be determined by the Bank in its sole and absolute discretion on the Initial Observation Date) of the Deposit Amount. The Guaranteed Interests are guaranteed only if the whole Deposit Amount is held until the relevant Interest Payment Dates.
² Only if the whole Deposit Amount is held until the Deposit Maturity Date.
³ To be determined by the Bank in its sole and absolute discretion on the Initial Observation Date.
⁴ The Bonus Interest is calculated as the product of (i) the Participation Rate (to be determined by the Bank in its sole and absolute discretion on the Initial Observation Date) and (ii) the Absolute of Average Month-on-Month Return of the Underlying Index for the year. The Bonus Interest is variable; depending on, among other things, the performance of the Underlying Index and could accordingly be zero.
⁵ The absolute value means the numerical value of the month-on-month return of the HSCEI ("Underlying Index") without regard to its sign.

Product terms and conditions apply. Please see the Term Sheet for more details including the actual dates and pre-specified dates. All undefined capitalized terms shall have the meaning given to them in the Term Sheet.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Structured Deposit: Wealth Deposit – Series (9) (“UOB Wealth Deposit – Series (9) ”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Deposit Amount is held until the Deposit Maturity Date. The UOB Wealth Deposit – Series (9) may not be withdrawn before the Deposit Maturity Date without consent from UOB. The maximum Tenor of this structured deposit is 3 years and 11 months. In the event that UOB allows you to withdraw the structured deposit before the Deposit Maturity Date, you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Deposit Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Wealth Deposit – Series (9) . In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Wealth Deposit – Series (9) is suitable for you. Structured deposits are not insured deposits for the purposes of the Deposit Insurance Act 2005 (No. 31 of 2005).

Please note the following in relation to Hang Seng China Enterprises Index. The mark and name "Hang Seng China Enterprises Index" is proprietary to Hang Seng Data Services Limited ("HSDS") which has licensed its compilation and publication to Hang Seng Indexes Company Limited ("HSIL"). HSIL and HSDS have agreed to the use of, and reference to, the Hang Seng China Enterprises Index by United Overseas Bank Limited ("the Issuer") in connection with the UOB Structured Deposit: Wealth Deposit – Series (9) (the "Product"). However, neither HSIL nor HSDS warrants, represents or guarantees to any person the accuracy or completeness of the Hang Seng China Enterprises Index, its computation or any information related thereto and no warranty, representation or guarantee of any kind whatsoever relating to the Hang Seng China Enterprises Index is given or may be implied. Neither HSIL nor HSDS accepts any responsibility or liability for any economic or other loss which may be directly or indirectly sustained by any person as a result of or in connection with the use of and/or reference to the Hang Seng China Enterprises Index by the Issuer in connection with the Product, or any inaccuracies, omissions or errors of HSIL in computing the Hang Seng China Enterprises Index. Any person dealing with the Product shall place no reliance whatsoever on HSIL and/or HSDS nor bring any claims or legal proceedings against HSIL and/or HSDS in any manner whatsoever. For the avoidance of doubt, this disclaimer does not create any contractual or quasi-contractual relationship between any broker, holder or other person and Hang Seng Indexes Company Limited and/or Hang Seng Data Services Limited and must not be construed to have created such relationship.