The minimum effective interest rate is 0.7697% p.a., assuming that no other interest is paid up to the Final Maturity Date.

Notes:
¹ The Guaranteed Interest for the first year of the Tenor is guaranteed only if the whole Deposit Amount is held till the first Interest Payment Date.
² Only if the whole Deposit Amount is held till the Final Maturity Date or upon Early Redemption by UOB, whichever is earlier.
³ From the 2^nd year of the Tenor until maturity, variable interest of up to 1% may be paid depending on the performance of the worst performing share in an Underlying Basket of 8 Singapore-listed companies’ shares.
⁴ If Early Redemption by UOB occurs between the 2^nd and the 8^th year of the Tenor, an additional Early Redemption Bonus ranging from 1% to 13% of the Deposit Amount (depending on when an Early Redemption Event occurs) may be paid. Please see the Term Sheet for examples on best and worst-case scenarios
⁵ To be determined by the Bank on Initial Valuation Date

Product terms and conditions apply. Please see the Term Sheet for more details including the actual dates and pre-specified dates. All undefined capitalised terms shall have the meaning given to them in the Term Sheet.

Important Notice and Disclaimers:
The above is for information purposes only and does not constitute an offer, an invitation to offer, a solicitation or a recommendation by UOB to enter into or conclude any transaction. The UOB Structured Deposit: Wealth Deposit - Series (3) (“UOB Wealth Deposit - Series (3)”) is not a conventional deposit as it has risk and investment elements, and returns may vary. Any principal guaranteed will only apply if the whole Deposit Amount is held until the Final Maturity Date or Early Redemption by UOB (whichever is earlier). The UOB Wealth Deposit - Series (3) may not be withdrawn before the Final Maturity Date or before Early Redemption by UOB (whichever is earlier) without consent from UOB. If Early Redemption by UOB does not occur, the maximum Tenor is 8 years. In the event that UOB allows you to withdraw the structured deposit before the Final Maturity Date or Early Redemption by UOB (whichever is earlier), you shall be liable to indemnify UOB for any loss, costs, charges and/or expenses referable to such early termination as incurred by UOB (including those in relation to UOB’s unwinding or termination of its hedging and/or funding position) and such other administrative and other charges as UOB may impose. In such instances, you may receive less than your Deposit Amount. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase UOB Wealth Deposit - Series (3). In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether UOB Wealth Deposit - Series (3) is suitable for you. Structured deposits are not an insured deposits for the purpose of the Deposit Insurance Act 2005 (No. 31 of 2005).

Monitor the performance of your structured deposit at