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Personal Banking > Structured Deposits > Structured Deposit - Vic3 Deposit

Structured Deposit - Vic3 Deposit
Delivering the winning formula

Please note that applications for Structured Deposit – VIC3 Deposit closed on 5 July 2006. Below is a snapshot of the account.

Features of Vic3 Deposit^:

• Protection first. 100% of your principal is guaranteed upon maturity or early    redemption by UOB
• Guaranteed interest at the end of Year 1 if the Deposit Amount is held till the 1st    Interest Payment Date
• Advantage of diversification with participation in three selected Asset Classes(Equity, Currency and Commodity)
• Participation in three selected Investment Style Portfolios with different asset    allocation: Aggressive Equity Portfolio (60% in Equity), Balanced Portfolio (1/3 in    each Asset Class) and Commodity Biased Portfolio (70% in Commodity)
• Possibility of early redemption and possible Trigger Bonus Interest from the end    of Year 2 onwards
• Potential Maturity Bonus if Trigger Event has not occurred
• Maturity Bonus Interest is linked to the best performing Investment Style    Portfolio

 
SGD
USD
AUD

  Guaranteed fixed   interest payable at the   end of Year 1
6.18% of principal
6.8% of principal
7.8% of principal

  Condition for Trigger   Event
Trigger Event occurs IF on certain specified dates*, the Average Performance of the 3 Investment Style Portfolios exceeds or equals the Trigger Level.

  Consequences of a   Trigger Event
Upon the occurrence of a Trigger Event, UOB will redeem Vic3 Deposit early and pay the applicable Trigger Bonus Interest.

  Specified dates* when   Trigger Event may   occur
End of Year 2
End of Year 3
End of Year 4
End of Year 2
End of Year 3
End of Year 2
End of Year 3

  Trigger Level
30%
19%
12%

  Trigger Bonus Interest
  = Trigger Bonus Rate x   Deposit Amount

 If Trigger Event occurs at
End of Year 2: 6%
End of Year 3: 8%
End of Year 4: 10%
 If Trigger Event occurs at
End of Year 2: 9%
End of Year 3: 12%
 If Trigger Event occurs at
End of Year 2: 9%
End of Year 3: 12%

  Maturity Bonus Interest   payable if Trigger Event   does not occur
Final Return of Best 3 of 3 Portfolios x Participation Rate x Deposit Amount.
If the Final Return is zero or negative, there will be no Maturity Bonus Interest payable.

  Participation Rate
30%
80%
100%

  Maximum Tenor if   Trigger Event does not   occur
4 years, 11 months
4 years
4 years

  Minimum Effective   Interest Rate   (assuming no other   interest is paid for the   maximum tenor)
1.28% p.a.
1.74% p.a.
2.01% p.a.

Underlying Basket:

Asset
Bloomberg Ticker~
Weight of Asset in each Basket
   Initial Price
(6 July 2006)
Equity Basket
Central Europe Composite Equity EUR Index (“CECEEUR”)
CECEEUR Index
50% in Equity Basket
2143.2
Hang Seng China Enterprises Index (“HSCEI”)
HSCEI Index
50% in Equity Basket
6797.07
Currrency Basket
HUF/EUR
(in # of EUR per 100 HUF)
HUFEUR Curncy
40% in Currency Basket
0.3552
PLN/EUR
(in # of EUR per PLN)
PLNEUR Curncy
40% in Currency Basket
0.2475
CZK/EUR
(in # of EUR per CZK)
CZKEUR Curncy
20% in Currency Basket
0.0351
Commodity Basket
Zinc
(in USD per tonne)
LOZSDY Comdty
40% in Commodity Basket
3335
Copper
(in USD per tonne)
LOCADY Comdty
40% in Commodity Basket
7480
Aluminium
(in USD per tonne)
LOAHDY Comdty
20% in Commodity Basket
2497


Note: The performance of any Investment Style Portfolio is calculated using the weighted average semi-annual performance of the underlying Assets measured against the Initial Valuation Date.
^ Product terms and conditions apply. Please refer to the termsheets for more details. All undefined capitalized terms shall have the meaning given to them in the termsheets.
* Please refer to the termsheets for the actual dates.
~ Bloomberg ticker is meant for reference only. Fixing Value for each Asset will be based on the price source specified in the termsheet and the confirmation.


Monitor the performance of your structured deposit at:

SGD Tracker 
(PDF: 34 KB)
AUD Tracker 
(PDF: 34 KB)
USD Tracker 
(PDF: 34 KB)

You need Adobe Acrobat Reader to view these files. To download a copy, click here

 
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