Structured Deposit - Trend Deposit("UOB Trend Deposit")


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Personal Banking > Structured Deposits > Structured Deposit - Trend Deposit
("UOB Trend Deposit")

Structured Deposit - Trend Deposit
("UOB Trend Deposit")

Delivering the winning formula

Please note that the application for Structured Deposit – Trend Deposit (SGD/USD/AUD) closed on 2 March 2007. A snapshot of the account is appended below.

Features of UOB Trend Deposit*:

• Protection first. 100% principal guaranteed at maturity or early redemption by UOB
• Guaranteed interest at the end of Year 1 if the deposit is held till the 1st Interest    Payment Date
• Advantage of diversification with participation in three selected Asset Classes:    Equity, Currency and Commodity
• Advantage of semi-active asset management using a simple rule-based trend    following strategy
• Potential for early redemption and possible Trigger Bonus Interest from the    end of Year 2 onwards
• Potential Maturity Bonus if Trigger Event has not occurred
• No cap on the Trigger Bonus Interest or the Maturity Bonus

	SGD	USD	AUD
Guaranteed interest payable at the end of Year 1	6% of principal	7% of principal	8% of principal
Condition for Trigger Event	Trigger Event occurs IF on certain specified dates, (i) PR multiplied by (ii) the Average Basket Performance in excess of the Benchmark exceeds or equals (iii) the Trigger Level.
Consequences of a Trigger Event	Upon the occurrence of a Trigger Event, UOB will redeem the UOB Trend Deposit early and pay the applicable Trigger Bonus Interest.
Participation Rate (to be determined by UOB on Initial Valuation Date)	30%	52%	106%
Maximum Tenor (if Trigger Event does not occur)	4 years, 11 months & 2 weeks	4 years	4 years
Minimum Effective Interest Rate (assuming no other interest is paid for the maximum tenor)	1.238% p.a.	1.796% p.a.	2.060% p.a.