TOP Deposit (SGD)
• Guaranteed interest payout of 4.25% on your SGD placement at the end of the first quarter (minimum effective interest rate 0.829% p.a.)*.

TOP Deposit (USD)
• Guaranteed interest payout of 6.25% on your USD placement at the end of the first quarter (minimum effective interest rate 1.620% p.a.)**.

Features of TOP Deposit (SGD / USD)
• Protection first. 100% of your principal is guaranteed upon maturity or early redemption by UOB^#.
• Guaranteed fixed interest payout for the first 3 months of the tenor.
• Potential variable interest. A potential variable interest of up to 1% is linked to the out-performance of the average return on the k worst performing shares in the underlying basket versus the Dow Jones Global Titans 50 Index^. (k is fixed at 4 for SGD placements and 5 for USD placements)
• Only 1% away from early redemption. The target rate for early redemption is only 1% above the guaranteed interest rate for the first quarter of the tenor.
• If early redemption occurs, an additional early redemption bonus will be paid.
• Tenor of between 1.25 and 5.25 years for SGD placements*, depending on early redemption by UOB.
• Tenor of between 1 and 4 years for USD placements**, depending on early redemption by UOB.

Note
* Terms and conditions apply, please refer to UOB TOP Deposit (SGD) term sheet.
**Terms and conditions apply, please refer to UOB TOP Deposit (USD) term sheet.
# The 100% principal guarantee is applicable only upon maturity or early redemption of the structured deposit by UOB (whichever is earlier) in its denominated currency. If your structured deposit is withdrawn before the maturity date or early redemption date, you may receive less than the principal amount.
^ "Dow Jones", "Dow Jones Global Titans 50 Index" and "DJGT50" are service marks of Dow Jones & Company, Inc. and have been licensed for use for certain purposes by United Overseas Bank Limited. UOB Structured Deposit – TOP Deposit based on the Dow Jones Global Titans 50 Index^SM, are not sponsored, endorsed, sold or promoted by Dow Jones, and Dow Jones makes no representation regarding the advisability of investing in such product(s). 

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