Structured Deposit - Performance Deposit("UOB Performance Deposit")


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Personal Banking > Structured Deposits > Structured Deposit - Performance Deposit
("UOB Performance Deposit")

Structured Deposit - Performance Deposit
("UOB Performance Deposit")

Delivering the winning formula

Please note that applications for the UOB Performance Deposit (SGD/USD/AUD) closed on 26 May 2007. A snapshot of the account is appended below.

Features of UOB Performance Deposit*:

• Protection first. 100% of principal is guaranteed at maturity or early redemption    by UOB, whichever is earlier
• Guaranteed interest at the end of first quarter if the Deposit is held till the first    Interest Payment Date
• Advantage of diversification in 3 different Asset Classes (Equity, Commodity and    Bond)
• Participation in 2 Investment Style Portfolios with different asset allocation:
   Aggressive Portfolio (75% weighting in Equity Basket and Commodity Basket) and
   Defensive Portfolio (75% weighting in Bond Index)
• Possibility of Trigger Event occurring and Trigger Bonus Interest starting from    the end of 2nd quarter
• Potential Maturity Bonus Interest on Final Maturity Date if Trigger Event has not    occurred
• No cap on the Maturity Bonus Interest (If any)

	SGD	SGD	USD	AUD
Tenor	Max 3 Yrs Min 6 Mths	Max 5 Yrs Min 6 Mths	Max 4 Yrs Min 6 Mths	Max 4 Yrs Min 6 Mths
Guaranteed interest	2% flat at the end of 1st Quarter	4% flat at the end of 1st Quarter	5% flat at the end of 1st Quarter	8% flat at the end of 1st Quarter
2 Investment Style Portfolios	Aggressive Portfolio: 75% in Equity Basket and Commodity Basket, 25% in Bond Index Defensive Portfolio: 25% in Equity Basket and Commodity Basket, 75% in Bond Index
Trigger Level	Q2: 15% Q3, Q4: 16% Q5, Q6: 17% Q7, Q8: 18% Q9, Q10: 19% Q11: 20%	Q2: 19% Q3, Q4: 19% Q5 to Q8: 24% Q9 to Q12: 28% Q13 to Q19: 30%	Q2 to Q15: 20%	Q2 to Q15: 18%
Trigger Condition	On any possible Early Redemption Date, the average return of Aggressive Portfolio and Defensive Portfolio > Trigger Level
Trigger Bonus (payable only if Early Redemption by UOB occurs)	Q2: 2% Q3, Q4: 3% Q5, Q6: 4% Q7, Q8: 5% Q9, Q10: 6% Q11: 7%	Q2 to Q4: 4% Q5 to Q8: 6% Q9 to Q12: 8% Q13 to Q19: 10%	Q2 to Q4: 6% Q5 to Q8: 10% Q9 to Q12: 12% Q13 to Q15: 14%	Q2 to Q4: 8% Q5 to Q8: 12% Q9 to Q12: 14% Q13 to Q15: 16%
Participation Rate (PR)	30%	30%	75%	100%
Minimum Effective Interest Rate (assuming no Trigger Bonus Interest or Maturity Bonus Interest is paid until maturity)	0.6733%	0.8203%	1.2845%	2.0934%
Maturity Bonus Interest (if any) (if Early Redemption does not occur)	PR x Final Return of Better Performing Portfolio, Where Better Performing Portfolio is the portfolio amongst Aggressive Portfolio and Defensive Portfolio with the higher returns on maturity and Maturity Bonus Interest is not capped

* Product terms and condition apply. Please refer to the respective termsheets for more details. All undefined capitalized terms are defined in the termsheets.

Monitor the performance of your structured deposit at:

SGD (3-Year) Tracker
(PDF: 81KB)

SGD (5-Year) Tracker
(PDF: 28KB)

USD Tracker
(PDF: 29KB)

AUD Tracker
(PDF: 29KB)

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