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Personal Banking > Structured Deposits > Structured Deposit - GrowthValue Deposit
("UOB GrowthValue Deposit")

Structured Deposit - GrowthValue Deposit
("UOB GrowthValue Deposit")
Delivering the winning formula

Please note that the application for the UOB GrowthValue Deposit (SGD/USD/AUD) closed on 13 April 2007. A snapshot of the account is appended below.

Features of UOB GrowthValue Deposit*:

• Protection first. 100% of principal guaranteed at maturity or early redemption by    UOB

• Guaranteed interest at the end of Year 1 if the deposit is held till the first Interest    Payment Date

• Advantage of semi-active asset management through S&P Pure Style Strategy    Index^    

• Benefit from the outperformance of S&P Pure Style Strategy Index against S&P    Total Return Index^, which can occur in both bull and bear markets    

• Possibility of Trigger Event occurring and Trigger Bonus Interest starting from    the end Year 2. The UOB GrowthValue Deposit will be redeemed by the Bank    before the Final Maturity Date if a Trigger Event occurs

• Potential Maturity Bonus Interest on Final Maturity Date if Trigger Event has not    occurred

• No cap on the Trigger Bonus Interest or the Maturity Bonus

 
SGD
USD
AUD

  Tenor
Max 4 Yrs 11 mths 2 wks
Min 2 years
Max 4 Yrs
Min 2 Yrs
Max 4 Yrs
Min 2 Yrs

  Guaranteed interest+
6.18% at the end of Yr 1
7.18% at the end of Yr 1
8.18% at the end of Yr 1

  Trigger Condition
On each redemption date, PR x Average Monthly Relative Performance > Trigger Level

  Participation Rate
38%
68%
138%

  Trigger Event
Deemed to have occurred if Trigger Condition is met on a relevant Valuation Date

  Trigger Bonus Interest   (Payable only if   Trigger Event occurs)   
PR x Average Monthly Relative Performance x Deposit Amount

  Maturity Bonus Interest   (Payable only if   Trigger Event occurs)   
Max (0, PR x Average Monthly Relative Performance at maturity) x Deposit Amount

*  Product terms and condition apply. Please refer to the respective termsheets for more details. All undefined capitalized terms are defined in the termsheets.

+ If no variable interest is paid for the whole Tenor, minimum effective interest rates are 1.276% p.a. for SGD deposits, 1.843% p.a. for USD deposits and 2.108% p.a. for AUD deposits. Guaranteed Interest is payable only if held till the respective payout dates.

^ Index Disclaimer: "Standard & Poor's", "S&P", "S&P 500", "Standard & Poor's 500", "S&P Pure Style Strategy" and "Standard & Poor's Pure Style Strategy" are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by United Overseas Bank Limited. The Product is not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of investing in the Product.

Monitor the performance of your structured deposit at:


UOB GrowthValue Tracker 
(PDF: 28 KB)

Adobe Reader is required to view these files.


 
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