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Personal Banking > Structured Deposits > Structured Deposit - 168 Deposit
("UOB 168 Deposit")

Structured Deposit - 168 Deposit
("UOB 168 Deposit")
Delivering the winning formula

Please note that applications for Structured Deposit - 168 Deposit (SGD/USD/AUD) closed on 11 Nov 2006. A snapshot of the structured deposit is appended below.

Features of UOB 168 Deposit*

• Protection first. 100% of your principal is guaranteed upon maturity or early   redemption by UOB#.
• Guaranteed interest of above 6% p.a. for the first year of the tenor**.
• Potential semi-annual variable interest thereafter. From the second year of the   tenor onwards, the semi-annual variable interest depends on the number of   shares underperforming the Dow Jones Global Titans 50 Index^ by more than the   downside buffer.
• Large downside buffer++. The downside buffer for the SGD deposit is 15%, USD   desposit is 22% and AUD deposit is 24%
• Auto-correction feature. Every six months, the worst performing share is   automatically removed for subsequent observations if it underperforms the Dow   Jones Global Titans 50 Index by 50% or more on the 2nd observation date of the   same period. The worst performing share will not be replaced if it is removed as a   result of the auto-correction feature

 
SGD Tranche
USD Tranche
AUD Tranche

  Guaranteed fixed   interest payable at the   end of the 1st year
6.28% p.a.
of Deposit Amount
6.5% p.a.
of Deposit Amount
7% p.a.
of Deposit Amount

  Tenor (depending on   whether early   redemption by UOB   occurs)
1½ to 4 years
11 months & 2 weeks
1½ to 4 years
1½ to 4 years

  N
N is the number of different Shares under-performing DJGT by more than the downside buffer++ on any of the 2 Observation Dates of each 6-month period. (There is no double counting of the same share even if it has under-performed DJGT by more than the downside buffer++ on both Observation Dates.)

  Semi-annual Variable   Interest payable from   the 18th month to   maturity

4% if N = 0,

2% if N = 1,

0.5% if N = 2,

0% if N > 2.

4% if N = 0,

3% if N = 1,

1% if N = 2,

0% if N > 2.

5% if N = 0,

4% if N = 1,

2% if N = 2,

0% if N > 2.

  Downside buffer
15%
22%
24%

  Early redemption event
Early Redemption Event is deemed to occur when the maximum Variable Interest is paid in any 6-month period (i.e. 4% for SGD deposit & USD deposit, 5% for AUD deposit)

  Minimum effective   interest rate (if no   Variable Interest until   maturity and there is no   Early Redemption by   UOB)
1.2975% p.a.
1.6644% p.a.
1.7958% p.a.

Note
* Product terms and conditions apply. For each currency, please refer to the respective term sheet for more details.
# The 100% principal guarantee is applicable only upon maturity or early redemption of the structured deposit by UOB (whichever is earlier) in its denominated currency. If your structured deposit is withdrawn before the maturity date or early redemption date, you may receive less than the principal amount.
** The guaranteed interest will be paid at the end of the first year provided that the structured deposit is held until then.
^ "Dow Jones", "Dow Jones Global Titans 50 Index" and "DJGT50" are service marks of Dow Jones & Company, Inc. and have been licensed for use for certain purposes by United Overseas Bank Limited. UOB Structured Deposit – 168 Deposit based on the Dow Jones Global Titans 50 IndexSM, is not sponsored, endorsed, sold or promoted by Dow Jones, and Dow Jones makes no representation regarding the advisability of investing in such product(s).
++Downside buffer is determined by the Bank on the Deposit Start Date.

Monitor the performance of your structured deposit at:

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