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Personal Banking > Structured Deposits > UOB Fixed Deposit Plus - Best of 2

UOB Fixed Deposit Plus - Best of 2
Delivering the winning formula


Please note that UOB Fixed Deposit Plus – Best of 2 closed on 4 Nov 2004. Below is a snapshot of the Account.

• Up to 15.9%* guaranteed interest with potential bonus interest1
• 100% principal guarantee2 at maturity
• Protection against negative index performance3

Currency
(Dollar)
Tenor
(Year)
Annual
Interest
Payment
Total Guaranteed Interest4 For Entire Tenor
Minimum
Effective Interest Rate 
Participation
Rate
New Zealand
(NZD)
4
5.3%p.a.
(Yr 1-3)
15.9%
4.05% p.a.
65%
Australian
(AUD)
4
4.5%p.a.
(Yr 1-3)
13.5%
3.43% p.a.
50%
United States
(USD)
5
2.2%p.a.
(Yr 1-4)
8.8%
1.78% p.a.
45%
Singapore
(SGD)
5
1.3%p.a.
(Yr 1-4)
5.2%
1.05% p.a.
20%

Get the best of 2 indexes
UOB Fixed Deposit Plus – Best of 2 picks the best quarterly returns5 of the Dow Jones Global Titans 50 and the S&P 500 indexes to calculate your potential bonus interest.

Every quarter, the indexes are compared to their initial levels (at the deposit start date), and the index with the highest return is selected. If both indexes have negative returns for any quarter, a zero return is used for that quarter. This means you're always protected against negative index performance.

At maturity, the returns are added up and averaged to calculate your bonus interest.

Notes
* For a 4-year NZD Fixed Deposit Plus - Best of 2. Interest rates vary depending on currency and tenor. Please read applicable terms and conditions.
1. Interest is guaranteed only for part of the tenor. The actual quantum of any bonus interest payment for the last year of the tenor will depend on the quarterly performance of the Dow Jones Global Titans 50 Index and S&P 500 Index and the Participation Rate.
2. The 100% principal guarantee is applicable only upon maturity of the structured deposit in its denominated currency. If the structured deposit is withdrawn before the maturity date, the redemption amount may be less than the principal amount.
3. Negative index performance for any quarter will be set to zero.
4. Interest will be paid yearly on the anniversaries (as specified in the termsheet) of the deposit start date only if the structured deposit has not been withdrawn.
5. Quarterly return is the percentage change of the index for that quarter compared to its initial level on the deposit start date.

Monitor the performance of your structured deposit at:


NZD Return Tracker

AUD Return Tracker

SGD Return Tracker

USD Return Tracker
(PDF: 68 KB)
(PDF: 67 KB)
(PDF: 66 KB)
(PDF: 66 KB)

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