Protecting your family with a roof over their heads should be your top priority. Should anything unforeseen¹ happen to you, your dream home should not become a financial burden for your family.

Protect Your Family's Financial Security
UOB Maxi Mortgage Protector offsets² your home loan commitment against the unexpected1 and provides peace of mind for you and your family.

UOB Maxi Mortgage Protector plan, if assigned² to UOB Bank, assures that the balance of your mortgage commitment will be paid off when the unexpected¹ befalls. As head of your household or main breadwinner, you would want the best financial security that gives your family full ownership of your dream home.

Hassle-free Solution to Protect Your Home
Exclusively for UOB Home Loan customers, UOB Maxi Mortgage Protector is the solution to offset² your mortgage loan. For your convenience and easy application, your UOB Home Loan and UOB Maxi Mortgage Protector is applied with just one application form. For coverage of up to S$1 million, you just need to complete 3 basic underwriting questions³ for your UOB Maxi Mortgage Protector. For coverage above S$1 million, experience our unprecedented service package and prompt
turn-around time for the medical and approval process.

Option of Joint-Life Coverage
With the option of a joint-life plan, enjoy savings as you receive coverage for two lives in one plan. Should anything unforeseen¹ happen to either lives, the benefits of the planis paid in full² to relieve the surviving partner of all outstanding home loan instalment commitment and your home is debt-free².

Choice of Premium Payment Method
UOB Maxi Mortgage Protector provides the flexibility for you to choose between a single premium cash payment or a UOB term loan⁴ with regular instalment payment.

Make it Your Personal Plan
Get continued decreasing term coverage when you redeem your mortgage loans with the Bank. Upon full repayment of your Mortgage Loan, you may convert your UOB Maxi Mortgage Protector plan into your personal decreasing term life assurance policy for continued coverage!

With UOB Maxi Mortgage Protector, safeguard your
dream home for your loved ones and enjoy total peace of mind.

Where can I get more information?

• Email us
• Call UOB Customer Service Officers at 1800 222 2121 (24-hour, toll-free)
• Visit any UOB Group Branch and speak to any Housing Loan Specialists/ Mobile Personal Bankers

Notes:
¹ UOB Maxi Mortgage Protector policy pays the sum assured should there be an event of death or total permanent disability of the insured. Total Permanent Disability coverage applies to insured up to 65 years old and expires when insured reaches age 65. The total sum assured for all disability benefits paid under this policy and all other policies is limited to S$2 million for each life assured.

² Upon application and commencement of the policy, this UOB Maxi Mortgage Protector policy will be assigned to United Overseas Bank Ltd if a term loan has been taken up for the financing of the UOB Maxi Mortgage Protector. In the event the single premium is paid without the use of the term loan, the assignment to the Bank is optional. The assignment shall remain in force until such time the entire UOB Life Mortgage Reducing Term Assurance loan period expires or when the UOB home loan is fully paid up. 100% of the mortgage loan will be fully paid up in the event of death or total permanent disability of the insured only if the sum insured of your UOB Maxi Mortgage Protector policy is the same amount as the loan amount.

³ Single or Joint-life applicant(s) must fulfil satisfactory simplified underwriting requirements on the application form. Supplementary medical questionnaires and/or personal health screening may be required for UOB Maxi Mortgage Protector applications above S$1 million in sum assured.

⁴ Application of the UOB term loan for the repayment of UOB Maxi Mortgage Protector plan is subject to credit approvals and pegged to prevailing interest rates from UOB.

Important Notice and Disclaimers:
Buying a life insurance policy is a long term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid.

This marketing material is not a contract of insurance. Acceptance of proposal is subject to underwriting. The precise terms and conditions of this insurance plan are specified in the policy. The above is for your information only and does not have any regard to your specific investment objectives, financial situation and any of your particular needs.

You may wish to seek advice from a financial adviser before making this purchase. In the event that you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you. In case of inconsistency between the English and Chinese version, the English version shall prevail.