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Expand your horizon. Have the time of your life. Splash out on a new wardrobe. Or use the cash to take care of your bills. UOB Personal Loan - The cash you need, with the control you want.
You'll enjoy:
- Generous Loan Amount
Up to twice your monthly income or S$100,000 cash, whichever is lower, to use as you please.
- 0%* interest rate
When you pick either a four-year or a five-year loan, you pay no interest at all for the first year!
| Interest Rate Per Annum |
| Loan Tenor |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
|
1 Year
|
9.99%
|
|
|
|
|
|
2 Years
|
13.99%
|
13.99%
|
|
|
|
|
3 Years
|
15.99%
|
15.99%
|
15.99%
|
|
|
|
4 Years
|
0%
|
23.99%
|
23.99%
|
23.99%
|
|
|
5 Years
|
0%
|
23.99%
|
23.99%
|
23.99%
|
23.99%
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For a one-year, two-year and three-year loan, the effective interest rate is at 9.99% p.a., 13.99% p.a. and 15.99% p.a. respectively. For a four-year and five-year loan, the effective interest rate is at 13.60% p.a. and 15.19% p.a. respectively.
A one-time processing fee of 4% applies. Disbursement will be net of the processing fee. Other conditions apply.
- 24-hour^ approval
We know that when you want more cash, you want it fast. So we've specially selected 11 dedicated branches to serve you better. To enjoy 24-hour approval+, just drop your completed application form with all supporting documents into the UOB Personal Loan drop boxes at any of these branches:
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Admiralty
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Shenton Way
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Bedok Central
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Tampines
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Clementi
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Toa Payoh
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Jurong East Central
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UOB Plaza 1
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New Bridge Road
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VivoCity
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Orchard
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- More choices, more control
You have a choice of loan plans from one up to five years.
Instalment is fixed every month so you have greater control when managing your money. Plus, repayment is affordable - from as low as S$2# a day.
| Loan Tenor |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
|
1 Year
|
S$352 |
|
|
|
|
|
2 Years
|
S$192 |
S$192 |
|
|
|
|
3 Years
|
S$141 |
S$141 |
S$141 |
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|
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4 Years
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S$83 |
S$118 |
S$118 |
S$118 |
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5 Years
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S$67 |
S$104 |
S$104 |
S$104 |
S$104 |
The above is for illustration purposes. Monthly instalment is calculated based on a loan amount of $4,000 and figures are rounded off to the nearest dollars.
For loan calculation, please use the loan calculator.
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* Applies to first year of a four-year and five-year loans only.
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^ Please submit a completed application form with all supporting documents to any of the 11 UOB branches (Admiralty, Bedok Central, Clementi, Jurong East Central, New Bridge Road, Orchard, Shenton Way, Tampines, Toa Payoh, UOB Plaza 1 (Main Branch) and VivoCity) before 11am on a business day. The loan will be disbursed before 11am on the next business day (Saturday, Sunday and public holidays are not considered business days). Approval and disbursement will take more than 24 hours if application form and/or supporting documents are incomplete, or crediting account is with another bank.
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# Calculation is based on the first year instalment of a S$4,000 loan with a loan tenor of five years and 30 days per month. Figure is rounded off to the nearest dollar. |
What are the requirements?
- You must be a Singapore Citizen or Singapore Permanent Resident and between 21 and 55 years old
- A minimum annual income of S$30,000
- Existing customers with CashPlus or Overdraft facilities will not be eligible
How do I apply?
Where can I get more information?
Terms and Conditions apply (PDF: 246KB)
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