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There are times when we need to use a little extra cash. Whether it’s a wedding, a dream holiday or to fulfil a life-long ambition, CashPlus gives you the power to make it happen.
CashPlus is a personal line of credit that gives you cash*, plus rebates of up to 35% and the convenience of ‘Cash & Carry’ at over 20 participating merchants like Best Denki, EpiCentre, Barang Barang and SK Jewellery.
*Subject to Bank’s approval and terms and conditions.
You'll enjoy:
- Generous Credit Limit
Up to S$100,000 cash or twice your monthly income, whichever is lower, to use as you wish
- Low Interest Rate
Enjoy a low interest rate of only 1.48% per month or 17.8% per annum as compared to other banks' credit cards. What's more, you only pay interest when you use it. You may also wish to check out our current promotions.
- Flexible Monthly Repayments
Enjoy flexible repayments from as little as 3% of your outstanding balance or S$30, whichever is higher. And with no fixed monthly payment, you have more control over your finances. For greater convenience, sign up for InterBank GIRO and enjoy hassle-free servicing of your monthly minimum repayment amounts.
- Hassle-free Application
With no collateral, guarantor required, applying for CashPlus couldn't be easier
- Easy Access to Cash
CashPlus gives you both a chequebook and an ATM card which you can use at a wide network of ATMs islandwide and 877,000 ATMs worldwide
- Earn Interest on Credit Balance
Account balances in excess of the outstanding amount earn you interest, just like a savings account
- Special Discounts and Privileges
Enjoy a wide array of discounts and privileges. Be it getting the latest gadget in town or a relaxing travel packages, you'll always be spoilt for choice with CashPlus.
- Convenience of Online Banking
Pay bills, make account balance enquiries, view statements, arrange funds transfers and even take control of cheques issued whenever, wherever through the convenience of online banking
- 24-hour Assistance
Call our 24-Hour Call Centre at 1800 222 2121 (toll-free). Our friendly customer service officers will be happy to assist you. You can also use our automated phone banking service at your convenience.
- Special Funds Transfer Promotion
For a limited period only, you can enjoy our special funds transfer promotional rate of 0% per annum. All you need to do is to fill up the Funds Transfer form if you are an existing CashPlus customer.
What are the requirements?
- You must be a Singapore Citizen or Singapore Permanent Resident and between 21 and 55 years old
- A minimum annual income of S$30,000
How much does it cost?
- An annual fee of only S$60. However, apply now and you will enjoy a one-year annual fee waiver
- An interest rate of 1.48% per month which is chargeable upon credit utilisation
With effect from 20 Oct 2008, the late charge for CashPlus will be revised to $60 and the default interest rate will be 3% above the prevailing rate. Revised CashPlus terms and conditions will be available from 20 Oct 2008.
How do I apply?
Where can I get more information?
Terms and Conditions Governing UOB CashPlus Funds Transfer (PDF: 30KB)
Terms and Conditions Governing UOB CashPlus (PDF: 3.68MB)
Terms and Conditions Governing UOB CashPlus IPP (PDF: 145KB)
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