It's never too early to plan for your future and we'll show you how easy to get started. It all begins with a one-to-one chat with our trained Financial Consultants. They will help you build and maintain an investment portfolio according to your financial needs and risk profile.

Here's our UOB Financial Planning Process:

• Step 1: Identify your long-term financial goals
  Our Financial Consultants will sit with you to understand your long-term financial goals and assess your current financial situation.
  
  
• Step 2: Ascertain your financial resources
  Knowing how much you are insured for, your available cash position, stocks, unit trusts and other investments you hold will help us to identify the shortfall of your current savings and investments required to meet your future needs.
  
  
• Step 3: Develop an investment strategy based on your risk profile
  We will provide analysis and formulation of portfolio allocation based on your risk tolerance level and financial needs.
  
  
• Step 4: Implement the plan
  We can recommend and help you to put together a diversified investment plan with the flexibility and choice of UOB's wide range of unit trust investments and insurance products. The plan is customised to match your needs and risk profile.

Retirement

Learn how you can get ready for an early comfortable retirement with our UOB Retirement Plan.

It is never too early to think of retirement. In fact, the sooner you begin preparing for it, the better you'll enjoy your golden years. For some, an early retirement is the ultimate goal. With a UOB Retirement Plan, a saving and investment strategy will be carefully mapped out for you to meet your financial needs for liquidity, protection and capital growth.

It is a flexible plan that lets you choose your own saving and investment scheme. Find out how much you would need for a comfortable retirement with our
Retirement Planning Calculator.

Education

Learn a better way to save for your child's education with our UOB Education Plan.

Being a parent, you want your child to have a bright future and a good education holds a lot of promise. With a UOB Education Plan, your goal to provide for your child's education will take shape through a carefully mapped out saving and investment strategy.

The UOB Education Plan cultivates strong saving habits and provides liquidity in times of need. Also, with its saving and protection element, your child will enjoy comprehensive insurance coverage. Work out the estimated amount you would need for your children's education with our Education Planning Calculator.

Asset Enhancement

Find out how your goals can take shape with our UOB Asset Enhancement Plan.

With so many goals in life, it's important to keep focused on the big picture. UOB Asset Enhancement Plan maps you to your goal - whatever it might be. It could be owning a nice continental car in five years or a condominium apartment in 10 years.

With UOB Asset Enhancement Plan, you can watch your goals take shape through a carefully mapped out strategy of saving and investments.

Protection

Discover how you can enjoy comprehensive insurance products that provide coverage and capital growth with our UOB Protection Plan.

Having insurance is a necessity but finding the right balance of coverage and cost can be a challenge. Whether you are a parent seeking protection for your whole family or an individual just looking out for yourself, your need will be met with our UOB Protection Plan.

The UOB Protection Plan provides you with a carefully mapped out insurance strategy for protection and financial security. So enjoy peace of mind, knowing that you and your loved ones will be well taken care of.

Where can I get more information?

• Make an appointment with our Financial Consultants at any UOB Invest Shop today
• Call us at 1800 22 22 121 (24-hour, toll-free)
• Email us