HomePersonal BankingBusiness BankingInvestor RelationsPromotions & Privileges     Live Online   News Room   Site Guide   Contact Us   Help
Deposits
Structured Deposits
Remittances
Loans
Investments
Insurance
Cards
e Services
Personal
Resources
  •UOB Indices
  •Rates & Fees
  •Financial Calculators
  •Application Forms
  •Reports & Research
  •Contact Us
  •Help
 
 
  


Personal Banking > Personal Resources > Frequently Asked Questions


Frequently Asked Questions
Understand our products better

A. General
B. Getting Started
C. Making Payments
D. Security
E. Post-Purchase


 

A. General

Q1. What is UOB eNETS?
UOB eNETS is an online payment gateway offered by The Payment Solutions Company (a wholly owned subsidiary of NETS), operated by NETS. UOB eNETS facilitates the payment of your online transactions through direct debiting of your bank account using the Internet Banking facilities.

Q2. Where can I use UOB eNETS?
UOB eNETS facility is available at our participating merchants' website.

Q3. What are the benefits of using UOB eNETS?
The benefits of UOB eNETS are:

  • Ease and Convenience
    You only need to have your UOB Personal Internet Banking Username and Password to pay for online transactions anytime, anywhere and at any computer with an Internet connection.
  • Security
    There is no need for you to disclose any of your banking details at the merchant website as payments are being effected at the Bank's secure website. The Triple Check Security process that is in place will ensure that all parties involved are legitimate.
  • Instant Confirmation
    You will get instant acknowledgement from the Bank informing you the status of your transaction. Should the transaction be successful, a unique Transaction Reference Number will be issued. You may print the Acknowledgement via the print icon or the Internet browser print function. Alternatively, you may login to UOB Personal Internet Banking > Account Services > Last 50 Transactions to view the successful UOB eNETS transactions.
  • Additional Mode of Payment
    The service provides you with an additional mode of payment for your online purchases on top of the existing options of credit/debit cards.

Q4. What are the terms and conditions governing the use of the service?
The use of the service is governed by the Terms and Conditions of UOB Personal Internet Banking Access.

B. Getting Started

Q5.What do I need to make use of the service?
You will need to have a UOB Savings/Current Account with UOB Personal Internet Banking Access to make use of the service.

If you maintain a UOB Savings/Current Account and wish to apply for a UOB Personal Internet Banking Username and Password, you may visit any of our branches or apply online.

If you do not have a UOB Savings/Current Account, just visit any of our UOB Group Branches to open an account and request for Internet banking access.

Q6. How do I use the UOB eNETS?
At the website of the participating merchant:

(a) At checkout, select "UOB eNETS - Internet Banking Payment".
(b) Select "UOB" from the list. You will be re-directed to UOB Personal Internet Banking login webpage.
(c) Enter your UOB Personal Internet Banking Username and Password and click "Submit".
(d) Select the account you wish to make payment from and click "Submit".
(e) Verify the payment details and click "Confirm".
(f) With your successful payment, a transaction reference will be shown on the webpage.
(g) Click "Logout" to return to the merchant's website.

C. Making Payments

Q7. When will the money be deducted from my account?
Upon confirming your payment at the Bank's website, your selected account will be debited with the amount immediately. Your successful eNETS payments will be listed at UOB Personal Internet Banking > Account Services > Last 50 Transactions.

Q8. How do I know if the payment is successful?
Upon successful payment, an acknowledgement page detailing the payment with a unique transaction reference will be presented. You may print the acknowledgement page or login to UOB Personal Internet Banking > Account Services > Last 50 Transactions to view the successful UOB eNETS transaction.

Q9. What will happen if I do not have enough money in my account?
The transaction will be rejected. However, if you have more than one account linked for UOB Personal Internet Banking access, you will be given the option to re-select another account to complete the transaction.

Q10.Are there any charges for using the UOB eNETS?
The service is currently provided free of charge.

Q11. Are there any payment limits imposed on the service?
As a safety feature, a daily limit of S$3,000 and a monthly limit of S$20,000 have been imposed per Username (subject to the availability of funds in your account).

Q12. What happens if I encounter an error message while performing my transactions?
The error code and message will explain the cause of the transaction error encountered. For further assistance, you can call our Call Centre at 1800 222 2121 (24-hour, toll-free). Please quote the error code and message.

Q13. What should I do if I suspect there is an unauthorised payment made?
Please notify the Bank immediately at 1800 222 2121(24-hour, toll-free) to de-activate your UOB Personal Internet Banking access. To assist us with the investigations, please provide our Customer Service Officers with the transaction details.

D. Security

Q14. What precautions should I take when transacting on the Internet?
You should ensure that the page prompting you for your UOB Personal Internet Banking login has a page certification for "uobgroup.com". To view the certification, simply perform the following steps:

Internet Explorer Browser

  • Right-click on the page
  • Select "Properties" - you should verify that the URL shows https://uniservices3.uobgroup.com/CLO/Pub_ControllerServlet?cmd=customerlogin&action=clologin and the connection is secured with 128-bit encryption
  • Click on "Certificates" - you should see "Issued to: UNISERVICES.UOBGROUP.COM" and verify that the date is valid

Netscape Browser

  • Right-click on the page
  • Select "View Info" - you should verify that the URL shows https://uniservices3.uobgroup.com/CLO/Pub_ControllerServlet?cmd=customerlogin&action=clologin and the connection is secured with 128-bit encryption
  • Click on "Certificates" - you should see "Issued to: uobgroup.com" and verify that the date is valid

Q15. Why is it important to ensure that the certificate of the page is from UOB?
The certificate confirms that the information you are submitting is directed to UOB and that your account information is protected with SSL encryption. It is also to protect you against any unintentional disclosure of your account information to third parties.

E. Post-Purchase

Q16. What should I do in the event that I decide to cancel my purchase?
In the event of cancellation of purchases, you should contact and liaise directly with the merchant whom you bought the goods/services from. Depending on the merchant's refund policy, the merchant will make the necessary arrangements for the money to be refunded to you less any service charge, if applicable.

Q17. What should I do in the event that I did not receive my goods/services?
In the event of non-fulfillment by the merchant, you should contact the merchant whom you bought the product from.





Related Links
    •  Cards Promotions
    •  ATM Locators
    •  Branch Locators
    •  Contact Us


Copyright © 2006 United Overseas Bank Limited. Company Reg No. 193500026Z. All rights reserved.