Back from an overseas trip or gone on a shopping spree? Ask for SmartPay*! It is the easy way to convert up to five transactions charged to your UOB Credit Card of a minimum combined amount of S$500, into a 3, 6 or 12 months interest-free instalment plan. All this with a low administrative fee**.

Apply Now!

Via a phone call
Call us at 1800 222 2121 for SmartPay any time, any day within 14 days of your monthly credit card statement.

Via SMS
• Type SmartPay <space> contact number <space> name, e.g. SmartPay 9xxxxxxx  John
• Send the SMS to (65) 90241111.

OR
Fill up this online form and we will get in touch with you shortly.

Terms and Conditions apply. (PDF: 68KB)

* SmartPay is valid for a minimum combined amount of S$500. A maximum of up to 5 combined retail transactions is allowed. Not valid for UOB Purchasing Cards, UOB Corporate Cards, UOB Private Labels Cards, all UOB Visa Electron Cards, and all UOB Visa Debit Cards.

** One-time administrative fee of 3% (3 or 6 month-instalment plan) or 5% (12-month instalment plan) will be charged in full within the first instalment and is non-refundable. Other terms and conditions apply.