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Personal Banking > Cards > UOB MasterCard Gold/Classic Card

UOB MasterCard Gold/Classic Card
Enjoy worldwide recognition

With more than 24 million MasterCard establishments around the world, and more than 900,000 MasterCard/Cirrus ATMs and 21,000 participating financial institutions, your UOB MasterCard is definitely a valuable line of credit to carry around.

You'll enjoy:

  • UOB Rewards Plus
    • Earns you UNI$1 for every S$5 spent on the Card
    • Enjoy free gifts/vouchers or discounted offers with your UNI$
    • Redeem your Rewards from UOB Rewards Plus loyalty programme which offers a wide range of merchandise, food and beverage vouchers, movie tickets and more
    • Enrol in KrisFlyer - Singapore Airlines' frequent flyer programme - where you can convert your UNI$ into KrisFlyer miles (UNI$250=500 KrisFlyer miles) and redeem them for free flights to destinations of your choice. If you're not already a KrisFlyer member, enrol here
  • Exclusive Privileges All Year Round
    • Our monthly newsletter brings exciting promotions, and exclusive fashion and sales previews specially for UOB Credit Cardmembers
  • Carefree Travel
    • Enjoy up to six months' interest-free instalment payment plan with UOB Travel Planners' 'Travel-now-pay-later' scheme
  • The UOB 0% Instalment Plan
    • Choose from a wide selection of participating outlets and pay in easy instalments over 3, 6, 9 or 12 months. There's zero interest charged and zero mark-up on the retail price
  • Attractive discounts with the Hertz Rent-A-Car worldwide programme
  • Access to UOB Personal Internet Banking to pay your UOB Credit Card bills, enquire about your UOB Credit Card statement and unbilled transactions, and more
  • Access to UniAlerts and choose to be alerted via email or mobile phone when your credit card bill is due, credit card payment is received, available credit is low, UNI$ is expiring and more
  • Access to UOB ATMs to pay your credit card bills instantly
  • Free Principal Cardmembership the following year when you accumulate sufficient UNI$ for waiver of annual membership fee

What are the requirements?

  • You must be a Singapore Citizen or Singapore Permanent Resident and at least 21 years old
  • A minimum annual income of S$30,000

How much does it cost?

  • Annual card membership fee is:
  • For UOB MasterCard Classic Card
    • S$36 for Principal Card
    • Free for the First Supplementary Card
    • S$24 for the Second Supplementary Card
  • For UOB MasterCard Gold Card
    • S$125 for Principal Card
    • Free for the First Supplementary Card
    • S$78 for the Second Supplementary Card
    All annual membership fees are inclusive of Singapore's prevailing Goods and Services Tax (GST)


UOB Cardmembers Agreement













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