Five-Year Financial Highlights

This page available in: English 中文
Decrease Text Size Increase Text Size Print Bookmark Share

 
2009
2008
2007
20061
2005
Profit and Loss Account (S$ million)
Operating profit
3,331
3,200
2,854
2,488
2,337
Net profit 2
1,902
1,937
2,109
1,882
1,709
Balance Sheet (S$ million)
Total assets
185,578
182,941
174,950
161,312
145,073
Customer loans (net)
99,201
99,840
92,669
76,875
67,142
Customer deposits
121,502
118,171
106,967
95,552
85,503
Shareholders' equity 2
18,986
15,573
17,329
16,791
14,929
Financial Indicators/Ratios (%)
Return on average ordinary shareholders' equity
11.9
12.2
12.6
12.3
12.4
Return on average total assets
1.06
1.07
1.24
1.21
1.25
Expense/Income ratio
38.4
39.0
41.4
41.1
37.9
Non-performing loan ratio
2.2
2.0
1.8
4.0
5.6
Tier 1 capital adequacy ratio 3
14.0
10.9
10.0
11.0
11.0
Total capital adequacy ratio 3
19.0
15.3
14.5
16.3
16.1
Basic earnings per ordinary share (S$)
1.19
1.25
1.36
1.20
1.11
Net asset value per ordinary share (S$)
11.17
8.90
10.91
10.48
9.17
Net dividend per ordinary share (cents) 4
60.00
60.00
73.70
81.20
70.80
Dividend cover (times) 4
2.10
2.14
1.90
2.08
1.57
Share Price (S$)
Highest
20.08
21.70
24.20
19.40
15.20
Lowest
8.07
10.40
18.40
14.20
13.50
Average
14.08
16.05
21.30
16.80
14.35
Last Done
19.70
12.92
19.90
19.40
14.60

Notes:

1 Excluding one-time income/gain, comprising special dividend from Overseas Union Enterprise Limited ("OUE") and gain from divestment of OUE and Hotel Negara Limited.
2 Attributable to equity holders of the Bank.
3 The Group adopted Basel II framework for its CAR computation in accordance with the revised MAS Notice 637 which took effect on January 2008.
Prior to that, the Group adopted Basel I framework.
4 2005, 2006 and 2007 include special dividends of 22.8 cents, 24.2 cents and 12.3 cents respectively.


> Back to top