Five-Year Financial Highlights
2009 |
2008 |
2007 |
20061 |
2005 |
|
| Profit and Loss Account (S$ million) | |||||
Operating profit | 3,331 | 3,200 | 2,854 | 2,488
| 2,337 |
Net profit 2 |
1,902
| 1,937 | 2,109 | 1,882 | 1,709 |
| Balance Sheet (S$ million) | |||||
Total assets | 185,578 | 182,941 | 174,950 | 161,312 | 145,073 |
Customer loans (net) | 99,201 | 99,840 | 92,669 | 76,875 | 67,142 |
Customer deposits | 121,502 | 118,171 | 106,967 | 95,552 | 85,503 |
Shareholders' equity 2 | 18,986 | 15,573 | 17,329 | 16,791 | 14,929 |
| Financial Indicators/Ratios (%) | |||||
Return on average ordinary shareholders' equity | 11.9 |
12.2 |
12.6 |
12.3 |
12.4 |
Return on average total assets | 1.06 |
1.07 |
1.24 |
1.21 |
1.25 |
Expense/Income ratio | 38.4 |
39.0 |
41.4 |
41.1 |
37.9 |
Non-performing loan ratio | 2.2 |
2.0 |
1.8 |
4.0 |
5.6 |
Tier 1 capital adequacy ratio 3 | 14.0 |
10.9 |
10.0 |
11.0 |
11.0 |
Total capital adequacy ratio 3 | 19.0 |
15.3 |
14.5 |
16.3 |
16.1 |
Basic earnings per ordinary share (S$) | 1.19 |
1.25 |
1.36 |
1.20 |
1.11 |
Net asset value per ordinary share (S$) | 11.17 |
8.90 |
10.91 |
10.48 |
9.17 |
Net dividend per ordinary share (cents) 4 | 60.00 |
60.00 |
73.70 |
81.20 |
70.80 |
Dividend cover (times) 4 | 2.10 |
2.14 |
1.90 |
2.08 |
1.57 |
| Share Price (S$) | |||||
Highest | 20.08 |
21.70 |
24.20 |
19.40 |
15.20 |
Lowest | 8.07 |
10.40 |
18.40 |
14.20 |
13.50 |
Average | 14.08 |
16.05 |
21.30 |
16.80 |
14.35 |
Last Done | 19.70 |
12.92 |
19.90 |
19.40 |
14.60 |