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Five-Quarter Financial Highlights (Unaudited)

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2Q15
1Q15
4Q14
3Q14
2Q14
Selected Income Statement Items (S$ million)
Operating profit
1,050
1,103
1,045
1,171
1,098
Net profit after tax 1
762
801
786
866
808
Selected Balance Sheet Items (S$ million)
Net customer loans
198,798
199,735
195,903
192,584
189,695
Customer deposits
241,485
239,410
233,750
224,365
216,128
Total assets
310,077
313,596
306,736
302,710
296,983
Shareholders' equity 1
30,548
30,830
29,569
28,611
28,091
Financial Indicators (%)
Expense/Income ratio
45.5
43.6
43.5
40.6
41.7
Non-performing loan ratio
1.2
1.2
1.2
1.2
1.2
Return on average total assets
0.98
1.04
1.03
1.16
1.10
Return on average ordinary shareholders' equity
10.4
11.1
11.3
12.9
12.5
Capital adequacy ratios
   Common Equity Tier 1/Tier 1
14.0
14.3
13.9
14.0
13.9
   Total
16.8
17.1
16.9
17.0
17.8
Per ordinary share
   Basic earnings (S$)
1.84
1.93
1.90
2.10
1.98
   Net asset value (S$)
17.71
17.88
17.09
16.51
16.18
   Net dividend (¢) 2
35
-
55
-
20

Notes:

1 Relate to amount attributable to equity holders of the Bank.
2 Included special dividend of 5 cents in 4Q14.


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