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Five-Quarter Financial Highlights (Unaudited)

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2Q14
1Q14
4Q13
3Q13
2Q13
Selected Income Statement Items (S$ million)
Operating profit
1,098
997
980
949
917
Net profit after tax 1
808
788
773
730
783
Selected Balance Sheet Items (S$ million)
Net customer loans
189,695
185,270
178,857
173,478
169,909
Customer deposits
216,128
216,617
214,548
206,500
199,273
Total assets
296,983
295,999
284,229
273,272
274,000
Shareholders' equity 1
28,091
27,253
26,388
25,183
25,581
Financial Indicators (%)
Expense/Income ratio
41.7
43.1
43.8
43.0
44.2
Non-performing loan ratio
1.2
1.1
1.1
1.2
1.2
Return on average total assets
1.10
1.10
1.11
1.07
1.17
Return on average ordinary shareholders' equity
12.5
12.4
12.8
11.7
13.1
Capital adequacy ratio
   Common Equity Tier 1/Tier 1
13.9
14.0
13.2
12.9
13.6
   Total
17.8
17.7
16.6
16.3
17.2
Per ordinary share
   Basic earnings (S$)
1.98
1.94
1.94
1.74
1.97
   Net asset value (S$)
16.18
15.90
15.36
14.92
14.88
   Net dividend (¢) 2
20
-
55
-
20

Notes:

1 Relate to amount attributable to equity holders of the Bank.
2 Included special dividend of 5 cents in 4Q13.


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