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Five-Quarter Financial Highlights (Unaudited)

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1Q15
4Q14
3Q14
2Q14
1Q14
Selected Income Statement Items (S$ million)
Operating profit
1,103
1,045
1,171
1,098
997
Net profit after tax 1
801
786
866
808
788
Selected Balance Sheet Items (S$ million)
Net customer loans
199,735
195,903
192,584
189,695
185,270
Customer deposits
239,410
233,750
224,365
216,128
216,617
Total assets
313,596
306,736
302,710
296,983
295,999
Shareholders' equity 1
30,830
29,569
28,611
28,091
27,253
Financial Indicators (%)
Expense/Income ratio
43.6
43.5
40.6
41.7
43.1
Non-performing loan ratio
1.2
1.2
1.2
1.2
1.1
Return on average total assets
1.04
1.03
1.16
1.10
1.10
Return on average ordinary shareholders' equity
11.1
11.3
12.9
12.5
12.4
Capital adequacy ratios
   Common Equity Tier 1/Tier 1
14.3
13.9
14.0
13.9
14.0
   Total
17.1
16.9
17.0
17.8
17.7
Per ordinary share
   Basic earnings (S$)
1.93
1.90
2.10
1.98
1.94
   Net asset value (S$)
17.88
17.09
16.51
16.18
15.90
   Net dividend (¢) 2
-
55
-
20
-

Notes:

1 Relate to amount attributable to equity holders of the Bank.
2 Included special dividend of 5 cents in 4Q14.


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