Five-Quarter Financial Highlights (Unaudited)
1Q12 |
4Q11 |
3Q11 |
2Q11 |
1Q11 |
|
| Selected Income Statement Items (S$ million) | |||||
Operating profit |
953 |
853 |
730 |
825 |
840 |
Net profit after tax 1 |
688 |
558 |
522
|
636 |
612 |
| Selected Balance Sheet Items (S$ million) | |||||
Total assets |
234,837 |
236,958 |
230,517
|
218,921 |
219,970 |
Customer loans (net) |
144,878 |
141,191 |
137,633
|
128,532 |
120,176 |
Customer deposits |
168,495 |
169,460 |
158,435
|
148,358 |
146,574 |
Shareholders' equity 1 |
23,773 |
22,967 |
22,286
|
22,438 |
22,114 |
| Financial Indicators (%) | |||||
Return on average ordinary shareholders' equity |
12.1 |
10.7 |
9.4
|
12.3 |
12.0 |
Return on average total assets |
1.18 |
0.98 |
0.94
|
1.16 |
1.15 |
Expense/Income ratio |
41.5 |
42.3 |
46.4
|
42.6 |
41.0 |
Non-performing loans ratio |
1.4 |
1.4 |
1.5
|
1.5 |
1.6 |
Core Tier 1 capital adequacy ratio |
12.3 |
11.9 |
12.3
|
12.6 |
13.0 |
Tier 1 capital adequacy ratio |
13.9 |
13.5 |
14.0
|
14.5 |
14.9 |
Total capital adequacy ratio |
17.1 |
16.7 |
17.5
|
19.2 |
19.2 |
Basic earnings per ordinary share (S$) |
1.64 |
1.39 |
1.22
|
1.57 |
1.52 |
Net asset value per ordinary share (S$) |
13.74 |
13.23 |
12.80
|
12.89 |
12.94 |
Net dividend per ordinary share (cents) |
- |
40.0 |
- |
20.0 |
- |
Note: