Five-Quarter Financial Highlights (Unaudited)
4Q09 |
3Q09 |
2Q09 |
1Q09 |
4Q08 |
|
| Profit and Loss Account (S$ million) | |||||
Operating profit |
688 |
812 |
938 |
893 |
817 |
Net profit 1 |
522 |
500 |
470 |
409 |
332 |
| Balance Sheet (S$ million) | |||||
Total assets |
185,578 |
176,022 |
177,473 |
178,543 |
182,941 |
Customer loans (net) |
99,201 |
98,337 |
97,781 |
99,660 |
99,840 |
Customer deposits |
121,502 |
116,462 |
116,989 |
119,357 |
118,171 |
Shareholders' equity 1 |
18,986 |
18,215 |
17,431 |
16,260 |
15,573 |
| Financial Indicators/Ratios (%) | |||||
Return on average ordinary shareholders' equity |
12.1 |
12.0 |
12.1 |
11.2 |
8.8 |
Return on average total assets |
1.16 |
1.13 |
1.06 |
0.90 |
0.74 |
Expense/Income ratio |
44.6 |
38.6 |
35.7 |
35.5 |
39.4 |
Non-performing loan ratio |
2.2 |
2.4 |
2.4 |
2.1 |
2.0 |
Tier 1 capital adequacy ratio |
14.0 |
13.5 |
12.6 |
12.3 |
10.9 |
Total capital adequacy ratio |
19.0 |
18.5 |
17.5 |
17.3 |
15.3 |
Basic earnings per ordinary share (S$) |
1.31 |
1.26 |
1.18 |
1.01 |
0.81 |
Net asset value per ordinary share (S$) |
11.17 |
10.67 |
10.14 |
9.37 |
8.90 |
Net dividend per ordinary share (cents) |
40.00 |
- |
20.00 |
- |
40.00 |
Note: