Professional services at market rates
|
Description
|
Fee (HK$)
|
| Annual Fee |
|
UOB Visa |
|
| • |
Principal Card |
$250 |
| • |
Supplementary Card |
$125 |
|
UOB Visa Gold |
|
| • |
Principal Card |
$500 |
| • |
Supplementary Card |
$250 |
|
UOB Visa Platinum |
|
| • |
Principal Card |
$1,500 |
| • |
Supplementary Card |
$750 |
|
SOGO UOB Visa |
|
| • |
Principal Card |
$180 |
| • |
Supplementary Card |
$90 |
|
SOGO UOB Visa Gold |
|
| • |
Principal Card |
$360 |
| • |
Supplementary Card |
$180 |
|
New York Life Visa Platinum |
|
| • |
Principal Card |
$1,500 |
| • |
Supplementary Card |
$750 |
|
UOB OCG Lady’s Visa / UOB OCG Man’s Visa / UOB OCG Golf Visa / UOB OCG Family Visa |
|
| • |
Principal Card |
$500 |
| • |
Supplementary Card |
$250 |
| Finance Charges |
| • |
Retail Transaction |
Monthly rate at 2% (APR 26.82%)
|
| • |
Cash Advance |
Monthly rate at 2.5% (APR 36.76%) |
| Minimum Payment |
| • |
Normal Situation |
3% of outstanding balance (min.$40)
2% of the current outstanding balance or min. of $30 for UOB OCG Lady's or Man's Visa Cardmembers |
| • |
Exceed Credit Limit |
5% of credit limit + amount that exceeds the limit |
| Late Payment |
5% of minimum payment amount due (min. $80 and max. $200) |
| Cash Advance |
A handling fee of 3% on amount advanced (min. $30), and thereafter APR 36.76% will be charged; the cash advance limit is up to 80% of the assigned credit limit of individual UOB Cardmember |
| Over limit |
$100 each time |
| Lost Card Replacement |
$100 per Card |
| Retrieval of Sales Draft |
$100 per copy |
| Retrieval of Card Statement |
$40 per copy |
| Dishonoured Cheque |
$150 |
| Credit Balance Refund by Cashier's Order |
$40 each time |
Transactions Made Outside Hong Kong
For spending with UOB Cards, foreign exchange transactions will be converted into Hong Kong Dollar at such a prevailing rate as determined by Visa International ("Visa") on the conversion date plus 0.95% handling fee imposed by United Overseas Bank Limited ("the Bank") and a reimbursement charge* representing the charge levied by Visa on the Bank. Such exchange rate may differ from the rate on the transaction date due to market fluctuation.
* Current reimbursement charge imposed by Visa on the Bank is 1%.
