Ultimate personalised banking service
Personalised Service
Whether you're planning for a cosy retirement or providing for your child's education, our highly-trained Personal Bankers will help you get started in the right direction.
You can choose from our wide selection of investment products designed to meet your financial needs and risk profile:
Maxi-Yield Deposit
An enhanced fixed deposit that offers a higher return than a normal fixed deposit by capitalising on favourable exchange rate movements between two currencies. You get to choose your pair of currency, a reference exchange rate and tenor of deposit.
More details here.
Why Maxi-Yield Deposit
• Higher yield than existing foreign currency fixed deposits
• Good for commercial or personal use of foreign currencies
• When you hold a particular belief that the exchange rate fluctuation between the deposit currency and alternative currency will be very stable
• When you plan to buy the alternate currency and look forward to purchasing at a lower rate
• When you plan to balance the loss on a weaker currency by higher yield
Minimum Sum For Account Opening
• US$50,000 or HK$400,000
Unit Trusts
Medium to long-term investments in a diversified portfolio like stocks and bonds, and which are managed by professional fund managers.
Why Unit Trusts
• Diversify your risk
• Invest in global market
• Maximise your opportunities
Equity-linked Instruments
A short to medium term investment tool which lets you enjoy a potential return by capitalising on the price movement of an underlying stock
Why Equity-linked Instruments
• Attractive return if the stock price is stable or moderately bullish at your expected price
• Opportunity to purchase desirable stock at a lower than current market price
Risk Disclosure Of Equity-linked Instruments (ELI)
The following risk disclosure statements cannot disclose all the risks involved. You are advised to seek independent legal and financial advice and based on your own risk tolerance, investment experience and objectives before you commence trading or investment.
The outcome of an investment in an ELI will depend upon market conditions during the contract period. The price of the linked securities may fluctuate, sometimes dramatically. The linked securities may move up or down, and may become valueless. Unlike traditional time deposits, there is no guarantee that you will get a return on your investment. You may suffer a capital loss should the linked securities price go against your view.
The potential return on your original investment is capped at the predetermined amount specified by the issuer. The return of the ELI is determined at a specified time on the valuation date, irrespective of any price fluctuations that may have occurred in the underlying stock price before that time.
Notes
A comparatively safer way of fixing the return and the term of your investment. The principal capital is returned in full at redemption on maturity or if they are called earlier by the issuer.
Why Notes
• Higher yield compared to deposits
• Capital guarantee when you hold them to maturity
• They are secure and easy to understand
Minimum Sum For Account Opening
• US$100,000
Bonds
A medium to long-term investment vehicle which generally provides a regular income stream during the lifetime of the bond.
Why Bonds
• Higher rate of return than fixed deposit of a similar duration
Where can I get more information?
• Call us at (852) 2842 5688
• Fax to us at (852) 2842 5640
• Visit us at:
Privilege Banking Centre,
1/F, SBI Centre, 54-58 Des Voeux Road,
Central, Hong Kong
• Email Us
Important Notice
The information contained herein should not be considered as an offer or solicitation to sell or as giving advice in respect of investments or make deposits to any person in any jurisdiction where prohibited by law to make such an offer or solicitation.
