UOB Shanghai Home Loan
Your Dream Home Tailored to Your Needs

Turn your dream home into a reality with UOB Shanghai Home Loan. If you are buying a property in Shanghai to live in, UOB Shanghai Home Loan offers competitive financing schemes tailored to your needs.

You'll enjoy:

  • Up To 70% Financing
    With UOB Shanghai Home Loan, you'll have financing of up to 70% of the purchase price or valuation of the property (whichever is lower), so you can own your dream home much sooner!

  • Multi-Currency Options
    Available in four currencies, UOB Shanghai Home Loan gives you more options and flexibility:
    • US Dollar
    • Singapore Dollar
    • Hong Kong Dollar
    • Renminbi

  • Flexible Repayment Of Up To 25 Years
    You can also stretch your repayment period for up to 25 years or up to the point when you turn 65 years old (whichever is earlier) and pay off your loan at a comfortable pace. What's more, UOB Shanghai Home Loan is calculated on a monthly rest basis, giving you more interest savings as the principal amount is reduced every month.

What are the requirements?

  • UOB Shanghai Home Loan is open to foreigners as well as citizens of Hong Kong, Macau and Taiwan for the purchase of residential properties in Shanghai for owner-occupation purposes.
  • Foreign applicants must have worked or studied in China for more than one year.

How do I apply?

  • To apply, please submit the following documents:
    • Duly completed loan application form (available at our Shanghai branches)
    • A certified true copy of your passport
    • Latest certified true copies of your income statement and income tax slip for the past one year
    • A certified true copy of the Sales & Purchase Agreement
    • A certified true copy of the downpayment receipt
    • A certified true copy of your certificate of marriage and a letter of your spouse's agreement (to be notarised)
    • Supporting document(s) to prove that you have resided in China for more than one year:
      • Employment contract;
      • Proof of study in an institution;
      • Work permit;
      • Any other proof of residence
    • Any other documents as may be required at the point of application

Where can I get more information?

  • Read our Frequently Asked Questions

  • Contact our Customer Service Officers in Shanghai via:

    • Visit to a branch:
    UOB Jing An Sub-Branch
    1P-01/02 United Plaza
    1468 Nan Jing Road West
    Shanghai 200040


    UOB Shanghai Branch
    2201 Jin Mao Tower
    88 Century Boulevard
    Pudong New Area
    Shanghai 200120

    Telephone:
    Tel : (86) (21) 6247 3688 (UOB Jing An Sub-Branch)
    Tel : (86) (21) 5047 3688 (UOB Shanghai Branch)

    • Email: JingAnCustomerService@UOBgroup.com
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