The demands of protecting your business have become more diverse. From a partner who sees your business the way you do, we believe in providing you with the relevant insurance solutions that aim to meet your business needs today. And tomorrow.
Potentially protects against the Loss1 of a key person.
- Compensates2 a business in the event of an unexpected Loss1 of a key person
- Business can use the sum assured to:
- mitigate potential negative financial impact due to the loss of a key person (i.e. life insured) or
- potentially enable business continuity and sustainability
Provide employee benefits that potentially attract and retain talented personnel.
- Choice of selected product to potentially fulfil the business' Golden Handcuff Schemes3
- Provides hospitalisation benefits to the employee(s) and their family
Business Loan Protection
Ensures that credit obligations are potentially insured against Total and Permanent Disability and/or Death of life insured and that the burden does not rest with the life insured’s estate4 and/or business partner(s) upon Death of the life insured5.
- Avoid the need for sudden replacement of a guarantor
- Use to potentially repay outstanding loan(s)6
- Potentially protects the life insured’s personal estate4 that has been pledged as a collateral in the event of Death of the life insured
Share Buy / Sell Arrangements
Potentially enable the transfer of share ownership to remaining partner(s)/shareholder(s) upon covered events8.
- Surrender value of policies to fund the continuation of the business in the event of planned retirement
- Funds the continuation of the business upon the Death/Terminal Illness of life insured7
- Payout could potentially be used for shares buy/sell due to occurrence of covered events8,9. Beneficiaries of the life insured will receive the sum assured stated in the policy to fund for the transfer of share ownership