Management Associate Programme

At A Glance

• Training

  • Classroom Training

    - UOB Orientation - UOB’s Products & Services - Banking Laws & Regulation - Legal Aspects of Banker-Customer Relationship - Compliance - International Trade Finance - Fundamentals of Credit Analysis - 7 Habits of Highly Effective People - Simulation Workshops - Adventure Learning - Site Visits

    Continuous Learning

    - Dialogue with Management - Executive Presentation Skills - Case Studies/Projects - On the Job Training (OJT) - Rotations/Attachments within the Sector - Mentorship - Professional Development Courses - Functional Courses

    
    As part of UOB’s strong nurturing and continuous learning culture, training will be ongoing, you will benefit from a highly supportive working environment as well as professional development and relevant functional courses which will help cultivate specific skills required for success in the business unit (Sector) you have chosen to anchor your career with UOB. You may even have opportunities to leverage on our strong regional presence to gain valuable overseas work experience.
    
    There will be periodic formal and informal exchanges with Management and Human Resources to discuss your progress and experiences. These are excellent opportunities for networking and camaraderie.
    
    The UOB MA Programme has its very own Mentorship Programme that is designed to provide our MAs with career guidance within UOB on a one-to-one basis. Our mentors, consisting of managers from different functions of the bank, are highly experienced and dedicated in guiding our MAs towards having a more successful and fruitful career with UOB.
    
• How Far Do You Really Want To Go?
  • UOB believes in pay-for-performance. Better performers will be rewarded with an accelerated career development path and remuneration packages.
    
    

    Service Tenure

    
    
    Don’t just take our word for it. Check out the testimonials of our Management Associates.
• What It Takes
  • If you wish to embark on a career in the banking and finance industry, and want to make your mark in an organisation and in Asia, UOB may just be that company to make that happen.
    
    You may have what it takes to be a UOB MA if you:
    • Possess (or expect to graduate in June 2010) with First Class Honours or equivalent of a 2nd Class Upper Honours degree in any discipline from a good university.
    • Less than 2 years work experience
    • Have a balanced work/school-life involvement
      (e.g. co-curricular activities)
    • Possess the desire to excel in the banking and financial industry
  • The competencies that UOB looks for in an MA include:
    • Able to REASON and ANALYSE situations and problems to identify key or underlying issues
    • Able to ADAPT easily and comfortably into a new environment/situation. Able to LEARN, retain and apply new concepts in a useful and practical manner
    • CREATIVE and able to think outside the box and encourage others to try out new ideas
    • Currently playing a leadership role and/or has LEADERSHIP POTENTIAL
    • Able to captivate and convince target audience in one’s COMMUNICATION with them
    • A TEAM PLAYER
    • Demonstrates MATURITY and CONFIDENCE in handling difficult situations
      
  • Please visit the following for other career opportunities with UOB:
    
    Graduate Careers
    • Personal Banking Associate Programme
    
    Other Career Opportunities
    
    • UOB Management Associate – Mid Career
      For applicants with a Masters degree and possess about two to five years of working experience.
    • Internship Programme
      Application to the Internship Programme is closed.
    • Overseas Recruitment
      - Malaysia
      - Thailand

Roles

• Commercial Banking
  • • One of the Bank's important client-facing business units
    • Focuses on SMEs by delivering comprehensive product and services which include working capital, fixed asset financing, trade financing, equipment financing, accounts receivable and cash management services
    • With Global Relationship Management System, supports clients from key markets outside Singapore
  • Potential roles:
    • Assists in front-line sales, product development team or plays a Relationship Manager role
    • Assists in conducting business analysis, credit worthiness and implements product marketing campaign
    • Manages clients' needs in Singapore and key markets
• Corporate Banking
  • • Focuses on the cultivation and management of banking relationships with large private companies, public-listed companies on the Singapore Exchange, multi-national companies with operations in Singapore, government-linked companies, statutory boards and government agencies
    • Maintains overall credit and responsible for cross-marketing of the UOB Group's credit and non-credit related services of its diversified customer base on a global basis
    • Also, with Global Relationship Management System, supports clients from key markets outside Singapore
  • Potential roles:
    • Assists in front-line sales, product development team or plays a Relationship Manager role
    • Assists in conducting business analysis, credit worthiness and implements product marketing campaign
    • Manages clients' needs in Singapore and key markets
• Corporate Services
  • • Corporate Services consists of Finance, Middle Office, Tax, Group Communications/ Investor Relations, Group Corporate Projects/ Research, Property
    • Focus for the MA Programme is in the areas of Finance and Investor Relations
  • Potential roles:
    • Management reporting, budgeting and capital management to drive the Group and business units' strategic planning and target setting
    • Assist in managing content and flow of the Bank's information to external investor community, facilitate the understanding of the Bank's quarterly financial performance and other corporate disclosures, coordinate and/or organise various communications channels
• Channels
  • Delivers "one-stop" customer service via:
    - Vast network of Branches (Singapore - 64)
    - Internet Banking services
  • Potential roles:
    • Front-line officers in our branches network
    • Other roles which require analytical and organisational skills to initiate re-engineering initiatives, improve service and control measures
    • People who love to identify issues, analyse root causes and suggest solutions
• Global Markets & Investment Management
  • Treasury & Investment
    • Offers products & services to customers who need to invest their funds or hedge their exposures
    • Also engages in proprietary trading in the money market, foreign exchange, fixed income, securities and equity derivatives market
  • UOB Asset Management
    • Manages collective investment schemes and discretionary funds in Singapore
    • Singapore’s leading and most awarded Fund Manager
  • Venture Management
    • Provides financing to unlisted comapanies through direct equity investments
  • Potential roles:
    • Variety of roles which include market and economic research and analysis, valuation/pricing, structuring and execution of transactions
    • Some roles include the need to take risk positions for the Bank's proprietary accounts
    • Roles are fast-paced and call for confident, split-second decision-making
• Group Technology & Operations
  • As a business enabler, the IT division works closely with Operation division to provide centralised processing and deliver optimum, efficient and adaptable operating infrastructure that can support changing business demands to meet the Bank's business objectives.
  • Potential roles:
    • Call centre representatives
    • Business Solutions Analysts
    • Responsible for managing the operational deployment of IT systems to the region and provide IT development and support for the Group's core banking business in HO and region
    • You will leverage on best practices in business solutions development to meet business demand, increase competitiveness and operational efficiency
• Investment Banking
  • Corporate Finance
    • Offers financing solutions to corporations at local, regional and global levels to manage and underwrite equity capital transactions
  • Capital Markets
    • Assists corporations in raising financing in international debt capital markets, offers special products
  • Potential roles:
    • Responsible for developing proposals to meet specific needs of our corporate clients, conducting credit assessment and evaluation, review, structuring and loans syndication
• Personal Finance Services
  • • Provides a range of innovative financial products and services to meet current and future financial needs of individual customers including mass affluent clients
    • Key Products & Services are Credit/Debit Cards, personal and housing loans, mortgages, deposits, insurances, investments, wealth management products (including financial planning advice)
  • Potential roles:
    • Essentially responsible for assisting in business analysis, project coordination as well as assisting in the development of new financial solutions in product/service
    • Specific appointments may be in:
      - MIS/ Business Analytics
      - Product Marketing/ Development
      - Accounting
• Private Banking
  • • Offers personalised asset management and investment services to high networth individual clients through dedicated Relationship Managers
  • Potential roles:
    • Client portfolio analysis and advisory report preparation
    • Assist in the building and maintenance of a suite of products ranging from foreign exchange, equities, bonds, unit trusts, structured products and derivatives to alternative investments to meet clients' requirements
• Risk Management
  • • Fundamental to the financial soundness and integrity of the Group
    • Philosophy that all risks taken must be identified, measured, monitored and managed within a robust risk management framework and that returns must be commensurate with the risks taken

    Potential roles:

    • Assist in the area of Balance Sheet Risk Management which is about managing interest rate, foreign exchange and liquidity risks that arise out of business activities
    • Assist to set/ review policy, provide support and guidance to business units to ensure compliance with the Bank's policies and MAS requirements
• Structured Trade & Commodity Finance
  • • Works closely with Commercial Banking and Corporate Banking to create special financing packages for large local and international commodity traders
  • Potential roles:
    • Assists in front-line sales, product development team or plays a Relationship Manager role
    • Assists in conducting business analysis, credit worthiness and implementing product marketing campaigns

Testimonials

• Snippets of MA Experience & Life at UOB
• Interview Tips from our previous batch of MAs
  • • Sebastian Xu, Global Markets and Investments
      Be punctual and do not memorise standard replies but give honest and creative replies. The interview is also for you to understand UOB, so do ask questions and find out more.
    • Jamie Ouyang, Private Banking
      Come prepared and be yourself!
    • Gary Phua, Commercial Banking
      Research and preparation help to reduce the unexpected.
    • Carol Zhuo, Corporate Banking
      Keep calm and cool at all times. Maintain a smile throughout. Be polite and thank your interviewers. Be punctual!
    • Shannon Aw, PFS - Country Marketing
      Just bring a healthy dose of passion and creativity dashed with a strong drive to succeed.
    • Daniel Chen, Corporate Banking
      Do not forget to listen.
• Andy Tan
  Management Associate 2006
  Currently Senior Associate, Investment Banking, Debts Capital Markets
  • “There is nothing training cannot do. Nothing is above its reach. It can turn bad morals to good; it can destroy bad principles and recreate good ones; it can lift men to angelship.” - Mark Twain. The UOB Management Associate Programme is, at the fundamental level, a training programme. Throughout the one month training period, I was challenged both mentally and physically. With a balanced emphasis on overall development, the initial training laid strong foundations for my future growth in UOB.
    
    Due to the strong pool of candidates, the UOB Management Associate Programme is made up of intelligent and capable graduates. The group synergy is dynamic leading to strong intellectual discourse. Different perspectives and alternate viewpoints made the training process high powered with unique solutions to problems posed by the trainers.
    
    In my opinion, the UOB Management Associate Programme provides a strong platform for young, fresh, goal getting graduates to develop and grow. In an increasingly global financial environment, the UOB Management Associate Programme equips its trainee with the necessary skill sets to grow with UOB regionally and globally.
• Desmond Leow
  Management Associate 2004 (Pioneer batch)
  Currently Vice-President, Institutional Financial Services, Ship Finance
  • Graduated from National University of Singapore
    
    I am currently with the UOB’s Ship Finance team which looks at all ship finance transactions within the group. Prior to this, I was a senior Relationship Manager with the commercial banking arm where I was managing clients in the shipping, oil and gas industries predominantly based in Singapore. I meet up with the decision makers, usually the directors or CFOs, to understand their companies’ financing needs. Following several rounds of negotiation, I have to come up with financial packages which will meet the companies’ financing needs while mitigating the risks for UOB.
    
    In 2004, UOB launched its pioneer Management Associate Programme and I took no time to apply for it. I felt that joining a Management Associate Programme is a good platform to embark on a banking career because it will give me a good foundation and exposure to different aspects of banking.
    
    Opportunities are aplenty in UOB to develop yourself to your fullest potential as the management aims to provide a challenging environment for go-getting and passionate individuals who are hungry for success.
• Corrine Wee
  Management Associate 2004 (Pioneer batch)
  Currently Assistant Vice President, Finance (Management Accounting)
  • Graduated from Nanyang Technological University
    
    I was first with Delivery Channels and Operations Sector, and am currently with Finance - Corporate Services. Both sectors have been generous in providing interesting assignments and responsibilities which have developed and sharpened my skill-sets, theoretical and practical knowledge, preparing me for any work, not just restricted to Finance.
    
    One interesting and challenging assignment which I was involved was the “implementation of performance management system” for UOB HK’s business. As one of the Head Office leads working with the HK local team, key tasks included the study of Hong Kong banking environment for alignment and adaptation of policies / methods; and system implementation for profitability reporting. Working alongside our HK colleagues, I was able to experience first hand their local working culture, and also interacted and engaged the Business Heads.
    
    Through this assignment, I acquired working knowledge of the UOBHK’s business and products, such as pricing of loans, and liquidity management. I also benefited greatly from the soft skills that I gained - cross-cultural sensitivity / interpersonal and communication skills. This experience stood me in good stead when I was tasked with developing a blueprint for performance management framework for UOB Buana.
    
    In my opinion, the UOB Management Associate Programme provides tremendous opportunities for young, fresh and outstanding graduates to grow with the Bank, as UOB grows to be a premier bank in the Asia-Pacific region.

FAQs

• Q1. I'm interested in the UOB MA Programme. How should I go about applying if I have not received my university results?
  • For both undergraduates and graduates, please submit your application online. If you are graduating in 2009, you will need to provide an estimate of your graduating degree.
    
    If you are selected as an MA, the offer will be conditional upon your attaining your degree in the year of application.
• Q2. What should I do if I am still studying overseas? Can I apply?
  • Sure, we welcome your application and the application procedure is the same.
• Q3. I graduated a year ago and have since been working. Can I apply for the UOB MA Programme?
  a. I work in another bank; or
  b. I work in a non-banking industry
  • Certainly, we welcome applicants with less than a year of working experience with or without prior banking experience.
    
• Q4. Can I join the UOB MA programme if I have more than 2 years of experience?
  • The Programmes target graduate professionals at different stages in their careers.
    
    If you have less than 2 years of working experience and possess / expect to graduate with at least a 2nd upper or above Honours degree, you may wish to apply to the UOB MA Programme.
    
    If you have more than 2 years of working experience and possess / expect to graduate with a Masters degree, you may wish to find out more about our other programmes such as International Managers' Programme.
    
    There are career opportunities in UOB Group targeting working professionals in various stages in their careers, in other positions in the following locations:
    - Malaysia
    - Singapore
    - Thailand
• Q5. If I apply to the UOB Management Associate Programme, does this automatically register me for the other graduate programme in UOB?
  • No. Your application will be considered for the MA programme specifically. You will have to separately apply for other programmes directly. Your online registration is only valid till the end of the recruitment drive for the UOB Management Associate.
    
• Q6. What is the selection process like and how long will it take? When do I start work if I am successful in my application?
  • The recruitment and selection process dates may vary for Malaysia, Singapore and Thailand.
    
    Please check out the application and selection process below:
    
    Singapore
    

    Online Application	Apply online by 26 January 2010.
    Selection Tests & Interviews (February 2010 - March 2010)	If shortlisted, you will be invited to attend a series of selection tests and interviews in February 2010 - March 2010.
    Commencement in August 2010	We welcome you to join the elite group of UOB MA.

    
    
    

    Malaysia

    Online Application	Apply online by 31st March 2010.
    UOB MA Career Forum 2010 (16th April 2010)	Attend the Forum to find out more about the UOB MA and about the divisions.
    Selection Tests & Interviews (April - June 2010)	If shortlisted, you will be invited to attend a series of tests and interviews.
    Commencement in August 2010	We welcome you to join the elite group of UOB MA.

• Q7. Who can I contact if I encounter any difficulties in the registration?
  • You may wish to contact us.
    • Singapore
      Tel: +65 6539 1181
      Email: ManagementAssociate@UOBgroup.com
    
    
    
    • Malaysia
      Tel: +603 2772 8381
      Email: ManagementAssociate@UOB.com.my
• Q8. Why do I need to choose a Sector in UOB to embark on my career as an MA?
  • In UOB, our MAs go through a focused traineeship programme where your career will be anchored around the Sector of your choice (subject to suitability and availability).
    

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